Completed the sale of my flat in Gilberdyke last September but my buyer keeps telephoning me complaining that his solicitor needs to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your solicitor should send the transfer deeds and all supplemental paperwork to the purchaser's solicitors. If applicable, your lawyer must also confirm that the home loan has been paid off to the buyers conveyancers. There are no post completion formalities specific conveyancing in Gilberdyke.
My mortgage company has recommended a law firm on their panel based in Gilberdyke but I would rather use a conveyancing lawyer in Gilberdyke or nearer to where I live. Are you able to help?
Far from all Gilberdyke conveyancing practitioners are approved and listed on all banks conveyancing panel. Please make the most of our search tool to locate a Gilberdyke conveyancing firm on the on the bank panel.
If you had a top tip for selecting a conveyancing solicitor in Gilberdyke what would it be?
We would encourage you not to base your choice on the cheapest Gilberdyke conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am assisting my niece sell her flat in Gilberdyke. Does the conveyancing solicitor arrange the energy performance certificate or should I organise this?
After the demise of Home Packs, energy assessments remained a compulsory element of selling a house. An EPC needs to be to hand before the property is marketed. It is not a task that law firms normally arrange. Where you are using a Gilberdyke conveyancing lawyer they might help arrange energy assessments due to their contacts with long established local accredited person
I currently have a mortgage with Principality for my property in Gilberdyke. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval prior to renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel firm.
Various web forums that I have come across warn that are the number one cause of hinderance in Gilberdyke conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Gilberdyke.
I purchased a 4 bedroom Georgian property in Gilberdyke. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gilberdyke and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who completed the work.
How does the Landlord & Tenant Act 1954 impact my commercial property in Gilberdyke and how can your lawyers assist?
The 1954 Act affords security of tenure to commercial lessees, giving them the right to apply to court for a renewal tenancy and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Gilberdyke is one of our numerous locations in which the firms we work with have offices