We were just about to sign contracts for a ground floor flat in Scunthorpe. We have hit a problem. Our loan offer with Bank of Scotland runs out on 9/3/2026 but the sellers are insisting on a completion date of 11/3/2026. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your issue is your solicitors who should assess whether they corresponding with the mortgage company, seller’s representatives, estate agents or possibly all parties given the history of your conveyancing to date.
I am purchasing a new build flat in Scunthorpe. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Scunthorpe you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Scunthorpe.
My relative recommended that where I am buying in Scunthorpe I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Scunthorpe conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Scunthorpe around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Scunthorpe Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Scunthorpe Education with plans and statistics, Local Amenities and other useful data about Scunthorpe.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Scunthorpe?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Scunthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Scunthorpe cover?
Scunthorpe conveyancing for business premises covers a broad range of advice, given by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My partner and I intend to buy our 1st house in Scunthorpe. Conveyancing lawyer already appointed. The broker suggested that a survey is not needed as the house was only built in 2001.
As the bare minimum you need a Home Buyer's Report. Given the premises is over 10 years old the property will not benefit from a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report could be sufficient. The report should highlight any apparent issues and suggest further investigation if appropriate. Where there are any signs of problems get a comprehensive Building Survey from the beginning.