We are hoping to buy a newly converted flat in Scunthorpe with a residential mortgage from Nottingham Building Society.We would like to retain our Scunthorpe conveyancing lawyer but Nottingham Building Society advised that he's not on their approved list of firms. We have to appoint a Nottingham Building Society panel solicitor or retain our preferred solicitor and pay for a Nottingham Building Society panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage offered to you contains various provisions, one of which will be that conveyancers needs to be on the Nottingham Building Society approved list. in the past, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Nottingham Building Society
Have just purchased a probate house at auction in Scunthorpe. Conveyancing is necessary. What is next?
Having exchanged you will need to instruct a conveyancing solicitor as a matter of urgency as you will have a pending a drop dead date to complete the deal. All auction property will have an associated auction set of papers. This should include most,if not all of the paperwork that your conveyancer requires. Where you are dealing with leasehold premises the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You must give this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds organised to complete on the date specified in the contract.
Forgive me if this question is silly but I am unseasoned as FTB of a garden flat in Scunthorpe. Do I pick up the keys to the premises on the completion date from my conveyancer? If so, I will find a High Street conveyancing solicitor in Scunthorpe?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be able to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
My offer was accepted on a house in Scunthorpe on 6/3/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Scunthorpe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Scunthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Scunthorpe is the location of the property. Can you shed any light on this issue?
Flying freeholds in Scunthorpe are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Scunthorpe you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Scunthorpe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am four weeks into a residential purchase having been recommend to solicitors by the selling agent to do our conveyancing in Scunthorpe. We are not happy. Could you you assist me in finding new lawyers?
They would have to be very poor to suggest diss instructing them. Has your loan offer been generated? In the event that it has you need to inform them of the new contact details and get the loan are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid supplemental expenses and delays. That should be your first question of the new lawyers. Our find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Scunthorpe
Are there any distinct benefits to instructing a high street conveyancing practitioner in Scunthorpe
Many buyers and sellers in Scunthorpe prefer a local lawyer so that they can pop into the firm’s offices in the event that they have questions, and to execute paperwork rather than depending on the Royal Mail.
We would suggest that there exists a marginal benefit in using a conveyancer nearby to the house you are buying, due to the familiarity of the locality and possible local issues - however this is debatable. The majority of conveyancers carry out their work online and may be anywhere in the world.