I am the registered owner of a freehold house in Scunthorpe but still pay rent, why is this and what is this?
It is rare for properties in Scunthorpe and has limited impact for conveyancing in Scunthorpe but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
We had instructed solicitors located in Scunthorpe on the Nationwide solicitor panel. They are now charging me an additional charge for dealing with the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to charge a fee for this. This charge is not set by Nationwide but by your Scunthorpe property lawyer. Plenty of firms on the Nationwide panel will levy ’dealing with mortgage’ fee and others do not.
We expect to receive a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Scunthorpe solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Scunthorpe solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
At last I have had an offer on a flat in Scunthorpe accepted, but there is a chain. The owners have offered on a property, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have chosen a high street conveyancing solicitor in Scunthorpe. What should be my next step? When should I get the mortgage application with Skipton started?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then survey, Scunthorpe conveyancing search fees, etc). First, you should check that your property lawyer is on the Skipton approved list. Regarding the next phase this very much dictated by the specifics of your transaction, attraction to the property and on the state of the market. During a hot market some home buyers will apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they pay their conveyancer to move forward with the conveyancing in Scunthorpe.
Should commercial conveyancing searches reveal proposed roadworks that may impact a commercial site in Scunthorpe?
Its becoming the norm that commercial conveyancing solicitors in Scunthorpe will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Scunthorpe. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Scunthorpe.
For every commercial conveyancing transaction in Scunthorpe it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Scunthorpe commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Scunthorpe.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Scunthorpe 5 years ago are no longer around. What do I do?
As long as you have a registered title the information relating to your proprietorship will be held by HMLR with a Title Number. It is easy to execute a search at the Land Registry, locate your house and obtain up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
How simple is it to swap firm as I have to select a firm on the Godiva Mortgages Ltd conveyancing list. I hired a local conveyancing solicitor in Scunthorpe five minutes from me but the firm is not accepted by Godiva Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Scunthorpe on the Godiva Mortgages Ltd panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Scunthorpe. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Scunthorpe.
I am a couple of weeks into a freehold purchase having been referred to a firm by the selling agent to execute conveyancing in Scunthorpe. I am am extremely frustrated with the quality of service. Can you help me find new lawyers?
A conveyancer would need to be very poor in order to consider changing them. Has the loan offer been sent? If so you need to make them aware of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the banks panel to avoid supplemental charges and complications. That should be your first question of the new conveyancers. Our search tool can assist you in finding a bank approved solicitor for your conveyancing in Scunthorpe