We were just about to exchange contracts for a garden flat in Honiton. We have hit a problem. The mortgage offer with Platform Home Loans Ltd expires on 1/6/2023 but the owners are suggesting a completion date of 5/6/2023. Can one extend the loan offer?
The person best placed to address this question is your lawyer who is in a position to calculate whether he or she is better off negotiating with the bank, owner’s representatives, estate agents or indeed all parties based on what has gone on in your house move as of today.
Our lender has recommended solicitors on their panel based in Honiton but I would rather choose a conveyancing lawyer in Honiton round the corner to me. Are you able to assist?
Not all Honiton conveyancing firms are approved and listed on all banks conveyancing panel. Use the above find an approved solicitor tool to locate a Honiton conveyancing solicitor on the on the bank panel.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a property in Honiton?
Unless a prior purchase of the premises took place post 12 October 2013 you can expect lawyers handling conveyancing in Honiton to remain recommending a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Honiton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Honiton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
About to purchase a new build apartment in Honiton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Honiton
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Due to the guidance of my in-laws I had a survey completed on a property in Honiton in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to issue a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Honiton. Conveyancing may be slightly more expensive based on your lender's requirements.