I am buying a house without a mortgage in Honiton. I have resided for the previous 20 years in Honiton. Conveyancing searches are a lot of money. As I know the area and road very well must I have all the conveyancing searches?
If you not getting a home loan, then almost all of the Honiton conveyancing searches are at your discretion. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but he has a professional duty to take that path of encouragement . Do consider; if you are likely to sell the house at a future date, it may be of interest to your prospective purchaser what the searches reveal. There are plenty of instances where premises with no practical issues can still throw up unexpected search results. A competent conveyancing solicitor in Honiton should be able to give you some helpful guidance here.
Are the Honiton conveyancing solicitors identified as being on the Principality conveyancing panel, together with their details provided by Principality?
Honiton conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
I am currently in the process of buying my council flat in Honiton. I have a mortgage agreed with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
I recently had an offer accepted on an apartment in Honiton. My financial adviser recommended their conveyancers. I paid an upfront payment of £175. A few days later, the solicitor contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a house in Honiton on 2/4/2025, valuation was booked 4 days later, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Honiton is where the house is located. Can you offer any guidance?
Flying freeholds in Honiton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Honiton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Honiton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I was recommended by numerous estate agents in Honiton to choose a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to recommend your site over another?
We refuse to give any financial incentive for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
What tools are available to find a Honiton conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 20kilometers to attend the conveyancer.
You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Honiton and you will see a number of lawyer located nearest Honiton. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.