It is a dozen years since I bought my property in Crowle. Conveyancing lawyers have recently been retained on the sale but I am unable to locate the title deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they may still be with the lawyers who handled your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Crowle relates to registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.
Me and my partner are buying a property in Crowle. I might seem paranoid but how we can trust a lawyer? On the day of competition we will need to send money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I had a mortgage agreed in principle with Aldermore. Crowle conveyancing lawyers are selected. How long does it take for Aldermore to send the offer to the property lawyer?
There is no definitive answer here. Have Aldermore done the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
HSBC have agreed my home loan in principle, my bid on a flat in Crowle has been agreed to, now what?
Your estate agent will wish to be advised as to your solicitor's details (be sure the property lawyers are on the lender’s approved list). Call up HSBC or the broker and finish off any outstanding forms. HSBC will instruct a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to happen. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. HSBC will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Crowle.
We are selling our property in Crowle and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Crowle lawyer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Crowle. Having lived in Crowle for 4 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have justbecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Crowle for a purchase of a leasehold apartment 18 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crowle conveyancing specialists.
I opted to have a survey completed on a property in Crowle ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks may not give a mortgage on such a house.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crowle. Conveyancing will be smoother if you use a solicitor in Crowle especially if they regularly deal with such properties in Crowle.
Am I better off to appoint a Crowle conveyancing practitioner based in the location that I am hoping to buy? I have an old university friend who can carry out the legal work but they are based over three hundred kilometers drive away.
The primary upside of using a local Crowle conveyancing firm is that you can attend the office to execute documents, deliver your ID and apply pressure on them where appropriate. Having local Crowle know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and the majority were impressed that must trump using an unknown Crowle conveyancing lawyer solely due to them being based in the area.