Recently contacted my conveyancing solicitor in Snaith who completed the legal work 18 months ago and wanted a conveyancing quote based on the same type of home move (a leasehold property and a freehold premises) of almost identical values with a home loan from The Mortgage Works. It looks as though am now being charged twice the amount. Should I look for a cheaper online firm of conveyancing solicitor?
The quote is slightly on the steep side. If you you were to look around you might reduce the fees marginally by perhaps £100 plus VAT. On the other hand, assuming were pleased with the assistance the firm provided you couldlive to rue opting for an an untested solicitor. Remember to ensure that the firm can act for The Mortgage Works. Do make use of our search tool to get a quote a Snaith conveyancing firm on the The Mortgage Works approved list of lawyers, which can often include conveyancing solicitors in Snaith.
My husband and I are refinancing our apartment in Snaith with Co-operative. We have a son 19 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is repossessed. I have two concerns (1) Is this document specific to the Co-operative conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Co-operative conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Co-operative. This is solely used to protect Co-operative if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Co-operative had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
It is a dozen years since I purchased my house in Snaith. Conveyancing lawyers have now been instructed on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be kept by your mortgage company or they could be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Snaith involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
My fiance and I are hoping to buy a 1 bedroom flat in Snaith with a mortgage from Aldermore.We use our Snaith conveyancing solicitor but Aldermore advised that her practice is not on their approved list of member firms. It seems we have no choice but to instruct a Aldermore panel solicitor or retain our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage issued to you is subject to its various provisions, one of which will be that lawyers must be on the Aldermore conveyancing panel. in the past, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Aldermore
I used Stirling Law several years ago for my conveyancing in Snaith. Now, I need my files but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Snaith of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How difficult is it to change firm as I need to appoint one who is on the The Royal Bank of Scotland conveyancing list. I instructed a family conveyancing solicitor in Snaith round the corner but the firm is not accepted by The Royal Bank of Scotland
It would be our pleasure to assist you select a conveyancing solicitor in Snaith on the The Royal Bank of Scotland panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Snaith. Using search facility on this page, you can compare charges for conveyancing solicitors in Snaith and beyond.