We note that you have a post code search directory listing law firms on the Lloyds conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Goole?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Goole.
Do I have to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Goole so that I can pop in to their offices when needed.
Nowadays approved lawyers for lenders carry out all of the communications through the post, internet or over phone calls. This enables them to carry out the legal work for your home move no matter where you live in England or Wales. That being said you can see if you have the option of attending the offices of your conveyancing lawyer if needed.
Have just purchased a probate house at auction in Goole. Conveyancing is required. What are my next steps?
Having legally committed yourself to purchase you now have to hire the services of a conveyancing solicitor soon as you are faced with a tight a drop dead date to complete the purchase. An auction property will ordinarily have a bespoke auction pack. This will include most,if not all of the paperwork that your lawyer will need. In the case of leasehold property the conveyancing pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You should pass this on to the solicitor working for you ASAP. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
We had chosen solicitors locally in Goole on the Santander solicitor panel. They have just invoiced me a separate sum for the legal aspects of the Santander mortgage. Is this a supplemental conveyancing fee set by Santander?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. The charge is not set by Santander but by your Goole conveyancer. Plenty of firms on the Santander panel will charge ’dealing with mortgage’ fee and others do not.
I had an offer accepted on a property in Goole on 18/2/2025, valuation was booked 2 days later, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
My friend recommended that where I am buying in Goole I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Goole conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about Goole around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Goole Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Goole.
I am buying a new build house in Goole benefiting from help to buy. The sellers would not reduce the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not inform my lawyer about this extras as it may jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a house in Goole in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will refuse to give a loan on such a premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Goole. Conveyancing will be smoother if you use a solicitor in Goole especially if they are accustomed to such properties in Goole.