We were just about to exchange contracts for a ground floor flat in Upton Upon Severn. We encountered a snag. The mortgage offer with Chelsea Building Society expires on 4/12/2025 but the owners are putting forward a completion date of 8/12/2025. Can one extend the mortgage expiry date?
The best person to deal with your concern is your lawyer who will assess whether they better off negotiating with the mortgage broker, vendor’s conveyancers, estate agents or possibly all parties taking into account the circumstances your transaction as of today.
A relative informed me that in purchasing a property in Upton Upon Severn there could be various restrictions preventing external changes to a property. Is this right?
We are aware of a number of properties in Upton Upon Severn which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Upton Upon Severn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We expect to receive a OIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Upton Upon Severn solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Upton Upon Severn solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Upton Upon Severn lawyer on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I used Stirling Law several years past for my conveyancing in Upton Upon Severn. Now, I need my documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Upton Upon Severn of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am one month into a residential purchase having been recommend to a firm by the local agent to do our conveyancing in Upton Upon Severn. We are not happy. Can you help me find new conveyancers?
They would have to be really poor in order to consider replacing them. Has your mortgage offer been issued? In the event that it has you need to inform them of the new contact details and have the mortgage documents are issued to the new lawyers. Your new conveyancer needs to be on the banks approved list to avoid escalating fees and delays. That should be your first question of the new lawyers. Our find a solicitor tool should help you find a bank approved conveyancer for your home move in Upton Upon Severn
Looking forward to complete next month on a garden flat in Upton Upon Severn. Conveyancing solicitors assured me that they will have a report out to me on Monday. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Upton Upon Severn should include some of the following:
-
You would want to be sent a copy of the lease Whether the lease restricts you from renting out the flat, or having a home office for business You must be told what counts as a Nuisance in the lease It needs to be made clear to you whether the lease allows you to change or upgrade aspects of the premises- you should know whether it relates to all alterations or limited to structural alteration, and whether permission is required if lease caters for for a slush fund?
Upton Upon Severn Leasehold Conveyancing - A selection of Questions you should consider before buying
-
How long is the Lease? Can you inform me if there are any major works in the planning that will add a premium to the service costs? The prefered form of lease structure is if the freehold interest is owned by the leaseholders. In this situation the tenants enjoy control and although a managing agent is frequently employed if the building is larger than a house conversion, the managing agent is directed by the tenants.
How much experience do your Upton Upon Severn conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Upton Upon Severn conveyancing lawyers help thousands of people move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Upton Upon Severn conveyancers have worked on recent similar cases.