Me and my partner are soon to complete buying a house in Worcestershire but as a consequence of damage from a small fire at the property I have managed to agree recompense from the current proprietors of £2k taking the form of a adjustment in the price. This was going to be addressed as part of amending the contract yet Aldermore will not agree to this. Why were they informed?
Your property lawyer that is on the Aldermore conveyancing panel is obliged to advise Aldermore of any amendments to the purchase price. If you prohibit your conveyancer to report the reduction to Aldermore then they would have to discontinue acting for you. In addition, Aldermore and you would have to appoint a new conveyancer for your conveyancing in Worcestershire.
Do I need to visit the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Worcestershire so that I can attend their offices if required.
As opposed to 15 years ago, the vast majority lenders no longer require their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to hand over identification documents and there are still distinct advantages to choosing a local ayer, in your case a conveyancing solicitor in Worcestershire.
A colleague advised me that in purchasing a property in Worcestershire there may be a number of restrictions preventing external changes to a property. Is this right?
There are a number of properties in Worcestershire which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Worcestershire should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it correct that all Worcestershire CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing list of approved practices?
It is true that some lenders now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
We were going to get a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Worcestershire solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Worcestershire solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
It has been three months following my purchase conveyancing in Worcestershire took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
We're FTB’s - agreed a price, but the property agent told us that the seller will only proceed if we use their recommended lawyers as they want an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in Worcestershire
We suspect that the seller is unaware of this ultimatum. Should the seller desire ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and explain that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you intend to appoint your preferred Worcestershire conveyancing solicitors - as opposed tothe ones that will earn their negotiator at the agency a commission or meet his conveyancing figures pre-set by head office.
Whilst your website is a good idea there are many lawyers listed near Worcestershire being on the lender conveyancing panel. Can you recommend a specific firm on the lender approved panel?
We do not recommend specific Worcestershire firms as the right Worcestershire conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Worcestershire knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..