Just contacted my conveyancing lawyer in Snowdonia who completed the legal work two years ago requesting a conveyancing quote based on the same type of home move (a leasehold property and a freehold property) of similar values with a home loan from TSB. It looks as though am now being quoted twice the amount. Should I hunt for a cheaper internet conveyancer?
The costs illustration is slightly on the high side. If you are prepared to spend time contrasting costs you might shave off some of the expense by say £125. On the other hand, assuming were satisfied with the legal work the firm gave you mightlive to regret choosing an a cheaper lawyer. Don't forget to be sure that the solicitor can act for TSB. Do use our search tool to locate a Snowdonia conveyancing firm on the TSB member panel, which can often include conveyancing solicitors in Snowdonia.
Can your site be used to locate a Conveyancing solicitor in Snowdonia even if I’m not purchasing or disposing of a house, for instance if I want to acquire a shop in Snowdonia with a loan from Clydesdale?
Our comparison service is predominantly used to help choose residential conveyancing solicitors in Snowdonia but we have set out towards the end of this page a few Snowdonia commercial conveyancing firms. You should speak with the firm directly to establish if they can also act for Clydesdale
I am buying a property in Snowdonia. An unusual aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Santander your lawyer must comply with the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Santander. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to Santander where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not isolated to Snowdonia.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Snowdonia conveyancing practitioner on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
After weeks of negotiation I have agreed a price on an apartment in Snowdonia. My financial adviser suggested a conveyancing practitioner. I paid an advanced payment of £200. Soon after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Stirling Law a few years past for my conveyancing in Snowdonia. Now, I need my files however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Snowdonia of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Snowdonia differ for newly converted properties?
Most buyers of new build property in Snowdonia contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Snowdonia typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Snowdonia or who has acted in the same development.
There are plenty of properties in Snowdonia on unadopted lanes. My husband and I are purchasing one such house. Are there any advantages to buying a house on a privately owned road?
Snowdonia conveyancing solicitors will be familiar with dealing homeson private. Your conveyancer should investigate Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that owners make annual payments to maintain the road. If one exists, the road should be maintained and appear nicer than publicly owned.