My IFA has requested my Borth Y Gest lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have tried my local Borth Y Gest branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Borth Y Gest solicitor . They keep a central record lender panel numbers.
It is 10 years ago since I purchased my home in Borth Y Gest. Conveyancing lawyers have now been instructed on the sale but I am unable to locate the title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with the lender or they may be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Borth Y Gest involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Borth Y Gest so that I can pop in to their offices if necessary.
Most approved lawyers for lenders conduct all of the work via Royal Mail, e-mail or over the phone. This enables them to conduct the conveyancing transaction no matter where you live in England or Wales. That being said you should see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
My wife and I purchased a terraced Georgian house in Borth Y Gest. Conveyancing solicitor acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Borth Y Gest and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who carried out the work.
I need to instruct a conveyancing solicitor for some conveyancing in Borth Y Gest. I've land on a web site which appears to be the ideal offering If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.