I am only a couple days away from an exchange on a property in Blaenau Ffestiniog and my mum and dad have transferred the exchange deposit to my conveyancing practitioner. I am now advised that as the deposit has not arrived from me my solicitor needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
The conveyancer is legally required to check with the bank to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
It is is a decade since I bought my house in Blaenau Ffestiniog. Conveyancing lawyers have just been instructed on the sale but I can't track down my title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be kept by your lender or they may be in the possession of the solicitor who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Blaenau Ffestiniog involves registered property but in the rare situation where your home is not registered it is more of a problem but is not insurmountable.
Do commercial conveyancing searches reveal proposed roadworks that may affect a commercial premises in Blaenau Ffestiniog?
Many commercial conveyancing solicitors in Blaenau Ffestiniog will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Blaenau Ffestiniog. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Blaenau Ffestiniog.
For each commercial conveyancing transaction in Blaenau Ffestiniog it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Blaenau Ffestiniog commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Blaenau Ffestiniog.
I have recentlyfound out that Arc property Solicitors have closed. They carried out my conveyancing in Blaenau Ffestiniog for a purchase of a leasehold flat 12 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Blaenau Ffestiniog conveyancing specialists.
How do I use the search tool to find a conveyancing lawyer in Blaenau Ffestiniog on the authorised to act for my bank?
Step one is to select a bank such as Halifax, Norwich and Peterborough Building Society or Clydesdale then specify your location e.g. Blaenau Ffestiniog. Conveyancing practices in Blaenau Ffestiniog and nationally should be listed.
My husband and I are 17 days into a freehold purchase having been directed to solicitors by the local agent to do our conveyancing in Blaenau Ffestiniog. I am am starting to be frustrated with the level of service. Could you you assist me in finding new solicitors?
A lawyer would need to be very poor in order to consider changing them. Has your mortgage offer been sent? If so you need to advise them of the new solicitor and have the mortgage documents are re-sent. The conveyancer should be on the lenders approved list to avoid escalating charges and delays. That should be your starting point. Our search tool will help you find a lender approved solicitor for your home move in Blaenau Ffestiniog