I am not in a position to travel far from Partington. Please spell out why all Partington property lawyers aren't included on all bank panels?
Pre- 2008 most banks had an approach to risk which is different than today. The Financial Services Authority in 2010 carried out a thematic review into fraud which in summary warned lenders: know the conveyancing practitioners on your panel. As a result, lenders have subsequently requiredmore information from law firms concerning their operations and the staff who work for them and set certain criteria such as completing a minimum amount of transactions. Many firms have been excluded from lender panels even though they had 100% healthy disciplinary record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Many firms found it impossible satisfy the criteria of volume of transactions the lenders required.
Can your site be used to recommend a Conveyancing solicitor in Partington even if I’m not purchasing or disposing of a house, for example where I intend to buy an office in Partington with a mortgage from Britannia?
Our comparison service is primarily used to help choose residential conveyancing solicitors in Partington but we have recorded towards the bottom of this page a selection of Partington commercial conveyancing firms. You will need to enquire with the company directly to check if they can also act for Britannia
We just had an offer accepted to purchase with Melton Mowbray Building Society. I went into 3 or 4 local companies yet am unable to find a Partington conveyancing firm on the Melton Mowbray Building Society approved list. Could you help?
Please do take advantage of the find a lender approved solicitor tool on this site. Pick the building society and type Partington or your preferred area and you will discover a number of lawyer offices in Partington or nearest you.
The deeds to our home are lost. The conveyancers who dealt with the conveyancing in Partington 5 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title original deeds to prove you own the land or premises, as the Land Registry have everything they need in a digital format.
I own a leasehold house in Partington. Conveyancing and Barclays mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Partington who previously acted has now retired. What should I do?
The first thing you should do is contact HMLR to make sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Partington conveyancing lawyer to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the registered owner of a garden flat in Partington, conveyancing having been completed 4 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Partington with over 90 years remaining are worth £185,000. The ground rent is £65 charged once a year. The lease finishes on 21st October 2086
You have 60 years remaining on your lease we estimate the price of your lease extension to span between £20,000 and £23,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
I dont have enough spare money to pay a 10% deposit on my apartment purchase in Partington , but I am keen exchange. Do I have options?
You can accept a smaller deposit. Many sellers will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment