We are a couple about to exchange contracts for a semi detached house in Partington. We encountered a snag. The loan offer with Birmingham Midshires runs out on 26/1/2023 but the sellers are insisting on a completion date of 30/1/2023. Is it possible to extend the mortgage offer?
The person best placed to deal with your concern is your solicitors who will assess if they better off negotiating with the mortgage company, seller’s conveyancers, selling agents or indeed all parties given the circumstances your transaction to date.
My grandfather passed away last year and as sole heir and executor I was left the house in Partington. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this possible?
Given you plan to refinance then Lloyds will insist on your using a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.
A friend advised me that where I am purchasing in Partington I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Partington conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Partington around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Partington.
Are there restrictive covenants that are commonly identified as part of conveyancing in Partington?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Partington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am downsizing from my property. My former conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Partington if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Partington. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
All being well we will complete the sale of our £125,000 apartment in Partington in just under a week. The landlords agents has quoted £312 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Partington?
Partington conveyancing on leasehold flats normally results in fees being invoiced by managing agents :
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Completing conveyancing due diligence questions
Where consent is required before sale in Partington
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Partington Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing
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Make sure you find out if the the lease contains any onerous restrictions in the lease. For example it is very common in Partington leases that pets are not permitted in certain buildings in Partington. If you love the apartmentin Partington yet your dog can’t live with you then you will be faced hard compromise. Most Partington leasehold apartments will have a service bill for maintenance of the block invoiced by the management company. Where you acquire the apartment you will have to meet this amount, usually quarterly accross the year. This may be anything from several hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent to be met annual, normally this is not a significant amount, say approximately £50-£100 but you should to enquire as sometimes it can be many hundreds of pounds.