Can your site be used to find a Conveyancing solicitor in Astley even if I’m not buying or selling a house, for instance if I intend to buy an office in Astley with a mortgage from Godiva Mortgages Ltd?
Our search tool is predominantly there to find residential conveyancing solicitors in Astley but we have recorded at the end of this page a few Astley commercial conveyancing firms. You will need to enquire with the company directly to establish if they can also act for Godiva Mortgages Ltd
We are getting the release of further monies on our home loan from Aldermore as we intend to carry out renovations to our property in Astley. Do we need to choose a high street Astley solicitor on the Aldermore conveyancing panel to deal with the paperwork?
Aldermore don't usually require firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
I am currently in the process of buying my council flat in Astley. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
I can not work out if my lender requires a lease extension. I have called my Astley building society branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Astley conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their specific requirements. I simply don't know who is right.
Your lawyer has to comply with the Council of Mortgage Lenders’ Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Just had an offer accepted on a new build apartment in Astley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Astley
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I opted to have a survey carried out on a house in Astley ahead of appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will refuse to give a loan on this type of house.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Astley. Conveyancing may be slightly more expensive based on your lender's requirements.
We are four weeks into a leasehold purchase having been recommend to a firm by the estate agent to execute conveyancing in Astley. We are not happy. Can you you assist me in finding new conveyancers?
A lawyer would have to be very poor in order to consider changing them. Has your loan offer been generated? In the event that it has you must make them aware of the new contact details and get the offer are re-sent. The conveyancer needs to be on the lenders approved list to avoid escalating fees and delays. That should be your first question of the new conveyancers. Our find a solicitor tool should assist you in finding a bank approved conveyancer for your conveyancing in Astley
I've found a house that seems to tick a lot of boxes, at a great figure which is making it more attractive. I have since found out that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Astley. Conveyancing advisers have are soon to be instructed. Will they explain the issues?
Most houses in Astley are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. It is clear that you are purchasing in Astley in which case you should be looking for a Astley conveyancing practitioner and check that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’sconsent to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is located on an estate. Your solicitor should report to you on the legal implications.
Astley Conveyancing for Leasehold Flats - Examples of Queries before buying
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Are there any major works anticipated that will likely increase the service fees? This question is helpful as a) areas may result in problems for the building as the common areas may begin to deteriorate if services remain unpaid b) if the leasehold owners have a dispute with the running of the building you will need to have complete disclosure Be sure to discover if the the lease includes any unreasonable restrictions in the lease. For instance it is reasonably common in Astley leases that pets are not permitted in in a block in Astley. If you like the apartmentin Astley yet your dog can’t move with you then you will be presented with a hard determination.