Our Hillsborough conveyancer has identified a difference between the information in the home valuation report and what is in the title deeds. My lawyer has advised that he is obliged to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?
Your solicitor must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Are the BSA intent on creating a search tool with a view to to identify firms on the Coventry BS conveyancing panel for example in Hillsborough?
We would not expect to be advised of any intention on the part of the BSA to develop such a tool.
A colleague suggested that if I am purchasing in Hillsborough I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Hillsborough conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Hillsborough around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding Hillsborough.
As co-executor for the estate of my grandmother I am selling a house in Neath but live in Hillsborough. My lawyer (who is 250 kilometers from merequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Hillsborough to witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Hillsborough based
My wife and I purchased a leasehold house in Hillsborough. Conveyancing and Santander mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1997. The conveyancing practitioner in Hillsborough who previously acted has long since retired. Any advice?
First contact HMLR to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Hillsborough conveyancing lawyer to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Hillsborough - A selection of Questions you should ask before Purchasing
-
It is important to be aware if window replacement or some other major work is pending to be shared by the leaseholders and will dramatically increase the the service fees or require a one time invoice. Generally speaking the outlay for major works are not wrapped into the service charges, although a few managing agents in Hillsborough ask tenants to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance. Is anyone aware of any major works anticipated that could increase the maintenance fees?
If instructed can a conveyancer remove a name from the title of my home in Hillsborough ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner