We previously instructed conveyancing lawyers located in Tower Hill on the Coventry BS solicitor panel. They have just invoiced me a separate sum for dealing with the Coventry BS mortgage. Is this an additional conveyancing fee set by Coventry BS?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer may levy a fee for this. This charge is not set by Coventry BS but by your Tower Hill conveyancing practitioner. Plenty of firms on the Coventry BS panel will quote an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
The formalities of my purchase has taken place for my property in Tower Hill. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My sealed bid on a property in Tower Hill has been agreed to, the owners do nevertheless have an associated purchase. The owners have offered on a property, but it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Tower Hill. What do I do now? When do I get the mortgage application with RBS started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx one thousand pounds, then survey, Tower Hill conveyancing search charges, etc). The first course of action is to check that your conveyancer is on the RBS approved list. As to the next steps this very much dictated by the specifics of your case, attraction to the property and on the state of the market. In a rising market the majority of home buyers will apply for a home loan with RBS and pay for the valuation and only if it comes back ok would they ask their property lawyer to press on with the conveyancing in Tower Hill.
I am purchasing a house and the lawyer has raised the issue of Chancel Repair for which the property could be obligated to pay as it falls into the area of such a church. She has mentioned insurance. Is this strictly warranted for conveyancing in Tower Hill
Unless a prior acquisition of the property took place after 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Tower Hill to remain encouraging a chancel search and or chancel repair liability policy.
Me and my brother have a terraced Victorian house in Tower Hill. Conveyancing solicitor acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tower Hill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing lawyer who conducted the purchase.
Hoping to buy a property located in Tower Hill and I am already nervous. I couldn't find anything specific about Tower Hill. Conveyancing will be needed in due course but do you know about the Tower Hill area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Tower Hill. In the meantime here are some basic statistics that we found
We're FTB’s - agreed a price, but the estate agent advised that the seller will only issue a contract if we appoint the agent's preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local conveyancer used to conveyancing in Tower Hill
It is unlikely the sellers are driving this. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Contact the sellers directly and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you will continue to use your own,trusted Tower Hill conveyancing lawyers - as opposed tothose that will provide the negotiator at the agency a referral fee or achieve conveyancing targets pre-set by head office.
Should local authority consent be needed to change a single dwelling into two flats in Tower Hill? This has been done to a house adjacent to my house in Tower Hill and was ignorant of it happening until the works were done.
Planning permission is required for converting a single house in Tower Hill into apartments but probably not for converting back to single dwelling-house so, in answer to your query, yes.