Would the conveyancing lawyers listed on your site handle auction conveyancing in Tower Hill?
We know of a few niche practitioners we can put you in touch with those who can conduct auction conveyancing. Tower Hill is just one of hundreds of areas of in which our lawyers cover.
Why do I have to pay up front for my conveyancing in Tower Hill?
If you are buying a property in Tower Hill your lawyer will request that you place them with monies to cover the search fees. This will be the total of the cost of the Local Authority Search. When the deposit is as part of the sale price then this should be needed immediately prior to exchange of contracts. The final balance that is due will be payable shortly before completion.
I'm buying a new build house in Tower Hill with a loan from Barnsley Building Society. The developers would not budge the amount so I negotiated 6k of additionals instead. The property agent told me not inform my lawyer about this extras as it would jeopardize my mortgage with Barnsley Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Tower Hill before retaining lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend refuse to grant a mortgage on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Tower Hill. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be suspicious that 3rd parties that I am dealing with are encouraging me to use an internet conveyancing firm rather than a High Street Tower Hill conveyancing firm?
As with many service providers, often suggestions from family and friends can be worth their weight in gold. Yet there are numerous players in a conveyancing matter; estate agents, mortgage brokers and mortgage companies might all suggest solicitors to retain. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but sometimes there exists a financial incentive behind the endorsement. You are at liberty to select your own conveyancer. You need to be aware that some mortgage providers specify a panel list of conveyancers you are obliged to use for the lender aspect of your conveyancing.
As co-executor for the estate of my father I am disposing of a residence in Monmouth but reside in Tower Hill. My lawyer (approximately 260 miles from mehas requested that I execute a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Tower Hill who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Tower Hill based
