When it comes to mortgage companies such as Nationwide, do Tower Hill conveyancers incur a fee to be on the list of approved solicitors?
We are not aware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We previously selected conveyancers based in Tower Hill on the Santander solicitor panel. They are now charging me a separate charge for dealing with the Santander mortgage. Is this an additional conveyancing fee specified by Santander?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancer is entitled to levy a fee for this. The fee is not dictated by Santander but by your Tower Hill lawyer. Some firms on the Santander panel will quote an ‘acting for lender’ fee and others do not.
I recently had an offer accepted on a house in Tower Hill. My financial adviser suggested a property lawyer. I paid an on account payment of £225. Shortly after, the conveyancer called me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I need some fast conveyancing in Tower Hill as I have an ultimatum to exchange contracts inside one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you have the choice not to have searches conducted although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Tower Hill the following are instances of issues that can show up and adversely impact future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
Just acquired a detached house in Tower Hill , What is the estimated time for the Land Registry to deal with the formalities evidencing my title? My Tower Hill conveyancing solicitor has been painfully slow, so I want to be certain the registration is addressed.
As far as conveyancing in Tower Hill is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust according to the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. At present approximately three quarters of submission are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration is effected after the new owner has moved in to the property therefore an expedited registration is not always top priority but if it is urgent that the the registration takes place urgently then you or your solicitor could contact the land registry and explain the circumstances.
How does conveyancing in Tower Hill differ for new build properties?
Most buyers of new build or newly converted property in Tower Hill contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Tower Hill tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tower Hill or who has acted in the same development.
Is it simple use the search app to find a conveyancing practitioner in Tower Hill on the authorised to act for my mortgage?
Step one is to select a mortgage company such as Birmingham Midshires, Bank of Scotland or TSB then type in your location such as Tower Hill. Conveyancing organisations in Tower Hill and further afield should be listed.
We have been told by numerous estate agents that it should take up to two months for Tower Hill conveyancing to complete.This was four weeks ago. The property information was only sent to my solicitor yesterday so does the clock start running now?
You should take with a grain of salt any assurance as to expedited completion times. Instead ask the average time it takes for them to complete Tower Hill conveyancing transactions and whether they are happy to aim towards your proposed completion date for your conveyancing in Tower Hill