Am I correct in assuming that the fact that my solicitor in Meltham is not on my lender's solicitor panel that there is a problem with the standard of the firm’s work?
It would not be wise to jump to that conclusion. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Meltham conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
We were just about to sign contracts for a property in Meltham. We have hit a stumbling block. The mortgage offer with Lloyds TSB Bank runs out on 2/4/2026 but the vendors are putting forward a completion date of 8/4/2026. Can one extend the loan expiry date?
The person best placed to address this question is your conveyancer who is in a position to assess if they better off negotiating with the bank, owner’s conveyancers, estate agents or possibly all three given the circumstances your house move as of today.
I have been told that property searches are a common reason for hinderance in Meltham conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Meltham.
I have todayfound out that Wolstenholmes have closed. They carried out my conveyancing in Meltham for a purchase of a leasehold flat 18 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Meltham conveyancing specialists.
I am buying a new build flat in Meltham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Meltham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
My cousin has urged me to use his conveyancing solicitors in Meltham. Should I use them?
No doubt the ideal way to choose a conveyancing lawyer is to seek referrals from friends or relatives who have experience in using the conveyancer that you are contemplating using.