I purchased a freehold premises in Meltham but still charged rent, why is this and what is this?
It is rare for properties in Meltham and has limited impact for conveyancing in Meltham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Meltham. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/7/2025, the requirements read as follows :
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Meltham?
There are many recorded licenced Conveyancers in Meltham and Solicitor practices in Meltham who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. Both can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
After months of negotiation I have agreed a price on an apartment in Meltham. My mortgage broker suggested a conveyancing practitioner. I paid an upfront payment of £225. Shortly after, the lawyer contacted me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
UBS have agreed my mortgage in principle, my offer on a apartment in Meltham has been agreed to, what happens next?
The property agent will need to know who your solicitors are (be sure the lawyers are on the lender’s approved list). Call up UBS or your broker and complete any outstanding paperwork. UBS will appoint a valuer who will get in contact with the selling agent or seller to book a slot for the valuation to occur. Once carried out (assuming no problems) it takes approximately ten days to get a mortgage offer. UBS will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Meltham.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Meltham is where the house is located. Can you offer any advice?
Flying freeholds in Meltham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Meltham you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Meltham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How difficult is it to switch firm as I have to select one who is on the Bank of Scotland conveyancing panel. I instructed a high street conveyancing solicitor in Meltham round the corner but she is not accepted by Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Meltham on the Bank of Scotland panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Meltham. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Meltham.
Can you offer any advice when it comes to finding a Meltham conveyancing firm to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Meltham conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with two or three firms including non Meltham conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
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What are the legal fees for lease extension conveyancing?
Meltham Conveyancing for Leasehold Flats - A selection of Queries before buying
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How many years are left on the lease? Plenty Meltham leasehold apartments will have a service bill for the upkeep of the building levied by the freeholder. If you buy the flat you will have to pay this amount, normally quarterly accross the year. This can be anything from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge for you to pay annual, normally this is not a large amount, say about £25-£75 but you should to check as on occasion it can be many hundreds of pounds. Is there a share of the freehold?