I'm in the process of porting my current residential loan to a BTL Accord Mortgages Ltd mortgage. I have been informed by my broker that I need a solicitor for this. I had a chat the same Holmfirth conveyancing practitioner who acted on my behalf when I previously acquired the property. The fee estimate sent of £575 plus disbursements has surprised me as its a refinance than a sale or purchase.
The estimate does seem a tad overpriced. If you shop around you might decrease the fees slightly by say £125. On the other hand, providing that you were satisfied with the legal work the firm gave you maycome to regret opting for an a cheaper conveyancer. Remember to check that the conveyancer can act for Accord Mortgages Ltd. Do utilise our search tool to select a Holmfirth conveyancing firm on the Accord Mortgages Ltd member panel, which can often include conveyancing solicitors in Holmfirth.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Holmfirth. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/6/2025, the requirements read as follows :
Have just purchased a probate house at auction in Holmfirth. Conveyancing is required. What is next?
Given that you are now legally committed yourself to purchase you must find a conveyancing practitioner quickly as you are facing a pending a drop dead date to complete the purchase. All auction property will ordinarily have a bespoke auction set of papers. This will include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold property the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must give this to the conveyancer instructed by you as soon as possible. Do make sure that you have funds in order to complete on the on the contractual date .
I have paid off my mortgage with TSB. I assume I don't need a Holmfirth conveyancing practitioner on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Leeds Building Society have agreed my mortgage in principle, my offer on a property in Holmfirth has been agreed to, what happens next?
Your estate agent will wish to know who your solicitors are (be sure the conveyancers are on the bank’s approved list). Call up Leeds Building Society or the broker and finish off any outstanding forms. Leeds Building Society will sellect a valuer who will get in touch with the estate agent or vendor to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average ten days to receive the mortgage offer. Leeds Building Society will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Holmfirth.
Will commercial conveyancing searches reveal planned roadworks that may impact a commercial land in Holmfirth?
Many commercial conveyancing solicitors in Holmfirth will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Holmfirth. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Holmfirth.
For each commercial conveyancing transaction in Holmfirth it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can cause delays to Holmfirth commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Holmfirth.
I am buying a new build apartment in Holmfirth. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Holmfirth
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I have been pointed in your direction by two or three local property agents in Holmfirth to locate a solicitor using your seach tool. What’s the financial incentive for Estate Agents to recommend your services rather than a competitor’s?
We refuse to give any financial incentive for sending work our way. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.