We're in Mirfield, First timers purchasing with a mortgage (lender is Santander , and our solicitor is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I are buying a flat in Mirfield. It might be a silly question but how we can trust a lawyer? On the day of competition we have to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
How can we know in advance if a Mirfield conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Mirfield getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer handling your conveyancing.
The formalities of my remortgage has taken place for my property in Mirfield. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
About to purchase a new build flat in Mirfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Mirfield
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Due to the guidance of my in-laws I had a survey completed on a property in Mirfield in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will not issue a loan on a flying freehold house.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Mirfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Mirfield to see if the conveyancing costs will increase in light of this.
How simple is it to use your search facility to locate a conveyancing solicitor in Mirfield on the panel for my bank?
First select a lender such as Birmingham Midshires, Norwich and Peterborough Building Society or Nottingham Building Society then type in your location such as Mirfield. Conveyancing organisations in Mirfield and further afield will then be shown.
Is it the case that all Mirfield property lawyers on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can pop into your local bank branch in Mirfield. Chances are that they will be in a position to list some approved conveyancing solicitors in Mirfield