My husband and I are intent on purchasing an apartment in Mirfield. My Conveyancer is not on the mortgage company solicitor list. Am I still permitted to retain my Mirfield conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
One will need to instruct a solicitor to deal with the formalities if you require a loan to purchase your property. The conveyancing practitioner will carry out all the relevant legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage documentation is in order. You can appoint a Mirfield lawyer of your choice. Nevertheless, where the lawyer selected is not a member of the mortgage company conveyancing panel additional fees will be incurred as separate legal representation will be need by the lender. Bank panel applications may be submitted, so if your solicitor has not historically applied for membership they should do so.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Mirfield. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/4/2025, the requirements read as follows :
I have been told that property searches are the main reason for hinderance in Mirfield house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Searches are not likely to be the root cause of delay in conveyancing in Mirfield.
Are there restrictive covenants that are commonly identified during conveyancing in Mirfield?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Mirfield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In what way can the Landlord & Tenant Act 1954 impact my commercial premises in Mirfield and how can you help?
The 1954 Act gives a safeguard to business leaseholders, granting the a statutory right to make a request to court for a new tenancy and continue in occupation at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Mirfield
What advice can you give us when it comes to choosing a Mirfield conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Mirfield conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you speak with several firms including non Mirfield conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
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Can they put you in touch with clients in Mirfield who can give a testimonial? What volume of lease extensions have they carried out in Mirfield in the last 12 months?
I purchased a 1st floor flat in Mirfield, conveyancing having been completed 7 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Mirfield with an extended lease are worth £186,000. The average or mid-range amount of ground rent is £55 yearly. The lease ends on 21st October 2077
You have 52 years left to run we estimate the price of your lease extension to span between £29,500 and £34,000 as well as professional fees.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.