My brother-in-law has suggested I instruct a conveyancing solicitor in Halifax. I I would like to check whether they are on the Nationwide Building Society approved list of lawyers. Could you assist?
The first thing you should do is e-mail your solicitor and ask them whether they are on the lender panel. Alternatively you can get in touch with Nationwide Building Society who may be able to help.
I am purchasing my first flat in Halifax benefiting from help to buy. The developers refused to reduce the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not inform my lawyer about the extras as it will put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £195,000 and identified one near me in Halifax I like with amenity areas and station nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Halifax for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage that many years will likely be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
I am selling my property. My previous conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Halifax if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Halifax. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I have been sourcing a conveyancing practitioner in Halifax for my sale. Is there any facility to see a solicitor's record with the profession’s regulator?
Members of the public can read documented Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
I pay a service charge for my flat in Halifax. As a result of personal circumstances I fell behind with remittance. I negotiated a settlement plan but there is still three grand outstanding as of today.
I now wish to dispose of the property and I am nervous that this could jeopardize the sale if I have to pay off the amount due first. Do I have to settle before - is this viable?
It would be wise to clarify with the lawyer undertaking your Halifax conveyancing but one option could be to arrange for the arrears to be passed to the buyers. The sale price payable would be adjusted to reflect the amount of debt they take on. They could then pay the fees once they are the owners.