I am in the throes of transferring my domestic loan to a BTL Godiva Mortgages Ltd mortgage. I have been informed by my broker that I require a solicitor for this. I had a chat my former Halifax conveyancing solicitor who acted on my behalf when I originally bought the property. The fee calculation sent of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The estimate does seem a little steep. If you shop around you could get the conveyancing a bit cheaper by as much as a hundred pounds. On the other hand, if you were pleased with the legal work the firm gave you maycome to regret choosing an an unknown solicitor. Remember to ensure that the solicitor can represent Godiva Mortgages Ltd. You can utilise our search tool to get a quote a Halifax conveyancing firm on the Godiva Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Halifax.
My husband and I intend to remortgage our maisonette in Halifax with Leeds Building Society. We have a son 19 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this document specific to the Leeds Building Society conveyancing panel as he never had to sign this form when we purchased 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Leeds Building Society conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Leeds Building Society. This is solely used to protect Leeds Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Leeds Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I require quick conveyancing in Halifax as I have pressure to complete within one month. Fortunately I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are not taking a mortgage you are at free not to have searches conducted although no solicitor would recommend that you don't. With lots of history conveyancing in Halifax the following are instances of issues that can arise and adversely impact the marketability of the property: Enforcement Actions, Outstanding Fees, Outstanding Grants, Road Schemes,...
I used Arc property Solicitors a few years ago for my conveyancing in Halifax. I now require my file however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Halifax of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a flat up to £245,000 and identified one close by in Halifax I like with open areas and station in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in Halifax for this price, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan that many years will likely be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
Partway through the sale of a leasehold flat in Halifax. Conveyancing is fine but we are being charged a fortune from the landlord. To date we have issued a cheque for £268 for a leasehold management information and then a further £118 for supplemental queries supplied by the purchaser's property lawyer.
You will not have control over the level of the bill for this information however the typical costs for the information for Halifax leasehold premises is £360. When it comes to Halifax conveyancing transactions it is standard for the owner to pay for these costs. The freeholder or their agents are under no statutory obligation to address these questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no legislation that requires fixed fees for administrative tasks. There is no statutory time frame by which they are obliged to provide the information.