I am obtaining a mortgage with Halifax. I hope to instruct a Licensed Conveyancer in Thurmaston. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I am helping my sister sell her flat in Thurmaston. Will the conveyancer arrange an energy performance certificate or should I organise this?
Following the abolition of HIPs, EPC’s became a mandatory element of selling a house. An energy assessment should be to hand prior to the property being advertised. This is not something that lawyers ordinarily arrange. If you are instructing a Thurmaston conveyancing solicitor they might be able to arrange EPC’s due to their relationships with reputable local providers
Two weeks ago we had a mortgage agreed in principle with Principality. Thurmaston conveyancing solicitors have been chosen. What is the average time that one could expect to receive a mortgage offer from Principality?
Some lenders take longer than others. Have Principality completed the valuation? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am expecting a OIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Thurmaston solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Thurmaston solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am close to exchanging contracts on the sale of our house in Thurmaston and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing practice as opposed to a conveyancing solicitor in Thurmaston. We have lived in Thurmaston for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation need.
It would appear that you have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Thurmaston differ for newly converted properties?
Most buyers of new build or newly converted property in Thurmaston contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Thurmaston tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Thurmaston or who has acted in the same development.
How do I use the search tool to choose a conveyancing solicitor in Thurmaston on the panel for my lender?
1st choose a mortgage company such as Lloyds TSB Bank, Bank of Scotland or Godiva Mortgages Ltd then specify your preferred area for example Thurmaston. Conveyancing firms in Thurmaston and across England and Wales will then be identified.
I need to retain a conveyancing solicitor for residential conveyancing in Thurmaston. I have land on a site which appears to be the perfect solution If it is possible to get all this stuff done via web that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?