Me and my partner are buying a 2 bedroom apartment in Goffs Oak with a mortgage. We would like to retain our Goffs Oak conveyancer, however the lender says he's not on their "panel". We have to appoint one of the mortgage company panel solicitors or continue with our Goffs Oak property lawyer and pay for one of their panel lawyers to act for them. We feel that this is inequitable; can we not insist that the mortgage company use our Goffs Oak property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Goffs Oak conveyancing lawyer to apply to be on the conveyancing panel.
How up to date is your database of Goffs Oak solicitors on the UBS conveyancing panel? Do UBS send you an updated list?
Goffs Oak conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
My Conveyancer in Goffs Oak has never been on on the Leeds Building Society Approved Panel. Can I still continue with my family solicitor even though they are excluded from the Leeds Building Society panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your preferred Goffs Oak solicitors but Leeds Building Society will need to instruct a lawyer on their panel. This will result in additional total conveyancing charges and cause frustration.
- Get an alternative practitioner to act in the purchase, not forgetting to check they are Leeds Building Society approved.
- Try to convince your Leeds Building Society solicitor to try to join the Leeds Building Society panel
Will commercial conveyancing searches reveal planned roadworks that may impact a commercial site in Goffs Oak?
Many commercial conveyancing solicitors in Goffs Oak will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Goffs Oak. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Goffs Oak.
For each commercial conveyancing transaction in Goffs Oak it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Goffs Oak commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Goffs Oak.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who did the conveyancing in Goffs Oak 4 years ago are no longer around. What are my options?
As long as the title is registered the details of your ownership will be evidenced by HMLR under a Title Number. It is possible to execute a search at the Land Registry, identify your property and obtain current copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Do online conveyancing organisations do everything a high street Goffs Oak solicitor does or must I employ a solicitor for the final stages for my conveyancing in Goffs Oak?
Where you use an online conveyancer they will undertake all the things your Goffs Oak solicitor would cover.