This question may be naive but I am unexperienced as a 1st time purchaser of a ground floor flat in Dore. Do I collect the keys to the house on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Dore?
On the day of completion you will not be required to attend the conveyancers office in Dore. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s conveyancers, and once they have received this, you should be invited to pick up the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
Is it the case that all Dore solicitor practices on the UBS conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
The formalities of my remortgage has taken place for my property in Dore. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Various internet forums that I have frequented warn that are the primary cause of stalling in Dore conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Dore.
My wife and I have a semi-detached Edwardian house in Dore. Conveyancing solicitor acted for me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dore and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.
I am purchasing a new build house in Dore with a loan from Barnsley Building Society. The builders refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not reveal to my lawyer about this deal as it could adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to locate a Dore solicitor on the Barclays conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Dore conveyancing lawyers locally. We have listed some Dore conveyancing firms towards the end of this page and you can contact them to see whether they are on the Barclays member panel
As co-executor for the will of my grandfather I am selling a residence in Neath but I am based in Dore. My conveyancer (who is 260 kilometers from mehas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Dore who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Dore based