I have just been advised by my financial adviser that my Hethersett lawyer is not on the mortgage company Solicitor panel. How can I be sure whether this is correct?
Your first step should be to contact your Hethersett lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
What is the difference between a licensed conveyancer and conveyancing solicitor in Hethersett
Two types of professional can carry out conveyancing in Hethersett namely licenced conveyancers or solicitors. The two can administer the legal services that required to complete the disposal or acquisition of property. They are both required to carry out Hethersett conveyancing to the same quality and guidelines so you may be sure that your conveyancing will be professionally conducted and that all requisite procedures should be appropriately taken.
I am expecting a DIP from HSBC this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Hethersett solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Hethersett solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I was told four weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Hethersett is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have todaybeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Hethersett for a purchase of a freehold house 18 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hethersett conveyancing specialists.
How does conveyancing in Hethersett differ for new build properties?
Most buyers of new build residence in Hethersett come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Hethersett usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hethersett or who has acted in the same development.
I opted to have a survey carried out on a house in Hethersett prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some banks tend not issue a mortgage on such a home.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hethersett. Conveyancing may be slightly more expensive based on your lender's requirements.
How difficult is it to transfer to a new firm as I have to instruct a firm on the Birmingham Midshires conveyancing panel. I had appointed a high street conveyancing solicitor in Hethersett round the corner but he is not accepted by Birmingham Midshires
We will our best to assist in finding you a conveyancing solicitor in Hethersett on the Birmingham Midshires panel. Please note that the law firms that we work with do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Hethersett. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Hethersett.