We are getting closer to an exchange on a house in Mulbarton and my mum and dad have transferred the ten percent deposit to my lawyer. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I informed the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to delay the deal?
The lawyer is duty bound to check with lender to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
It is a dozen years since I purchased my property in Mulbarton. Conveyancing lawyers have recently been appointed on the sale but I am unable to track down the deeds. Is this a major issue?
Don’t worry too much. First the deeds may be with the mortgage company or they could be in the possession of the solicitor who handled your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Mulbarton relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
Please help - my lawyer says that lack of planning permission insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Mulbarton?
The right level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing lawyers as opposed to borrowers take out such policies.
After weeks of negotiation I have agreed a price on an apartment in Mulbarton. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £175. Not long after, the conveyancer contacted me to say that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Mulbarton on 27/8/2025, valuation was booked 4 days after, all came back fine. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do commercial conveyancing searches reveal impending roadworks that could affect a commercial premises in Mulbarton?
Its becoming the norm that commercial conveyancing solicitors in Mulbarton will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Mulbarton. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Mulbarton.
For every commercial conveyancing transaction in Mulbarton it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Mulbarton commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Mulbarton.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Mulbarton is the location of the property. Is there any advice you can impart?
Flying freeholds in Mulbarton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mulbarton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mulbarton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My wife and I purchased a leasehold house in Mulbarton. Conveyancing and Platform Home Loans Ltd mortgage organised. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Mulbarton who acted for me is not around. What should I do?
First contact HMLR to be sure that this person is in fact the new freeholder. It is not necessary to instruct a Mulbarton conveyancing solicitor to do this as it can be done on-line for less than a fiver. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Mulbarton Leasehold Conveyancing - A selection of Queries Prior to buying
-
The answer will be useful as a) areas can result in problems in the building as the common areas may start to deteriorate if repairs remain unpaid b) if the tenants have a dispute with the running of the building you will need to know about it You should be aware if it is no more than eighty years it will impact the salability of the apartment. It is worth checking with your bank that they are willing to to proceed given the lease term. A short lease means that you will almost definitely need a lease extension at some point and it is worth discovering what this would cost. For most Mulbartonlease extensions you will be be obliged to have owned the property for 24 months in order to be legally able to extend the lease. Who is in charge of the block?