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Conveyancing in Bowthorpe : Keep it Local

Reasons to use our Bowthorpe conveyancing solicitors

  • 1 Our site offers most comprehensive residential conveyancing directory service identifying mortgage company approved property lawyers delivering conveyancing in Bowthorpe governed by the SRA or CLC.
  • 2 Solicitors accustomed to conveyancing in Bowthorpe have a grasp oflocal issues specific to Bowthorpe and therefore you may benefit from better guidance and faster conveyancing.
  • 3 Solicitor conveyancing lawyers have excellent personal connections with Bowthorpe selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 The practices identified on our directory have a variation of conveyancing solicitors, legal executives and support staff handling over one hundred thousand cases each year.
  • 5 Bowthorpe lawyers work in conjunction with Bowthorpe estate agents, developers, surveyors, lenders and other professionals to ensure that the highest level of service is provided to clients every step of the way, ensuring the smoothest, most stress-free process possible

Examples of recent conveyancing in Bowthorpe since March 2024*

Recently asked questions about conveyancing in Bowthorpe

My fiance and I are refinancing our apartment in Bowthorpe with HSBC. We have a son 18 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this document specific to the HSBC conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

First, rest assured that your HSBC conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to HSBC. This is solely used to protect HSBC if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of HSBC had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

My wife and I are in the process of viewing houses in Bowthorpe and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this stage? I intend to finance via a home loan with TSB.

It would be advisable to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are obtaining a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.

I have paid off my mortgage with Co-operative. I assume I don't need a Bowthorpe conveyancer on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Co-operative has sent the Land Registry the discharge electronically, and
  3. Co-operative has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Co-operative mortgage has been paid off.

It is not clear whether my lender requires a lease extension. I have telephoned my Bowthorpe building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Bowthorpe conveyancing solicitor - who is on the lender conveyancing panel- called and was told they will not lend in accordance with their published requirements. Who do I believe?

The lawyer must follow the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

I'm buying a new build house in Bowthorpe with the aid of help to buy. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about this side-deal as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How can the Landlord & Tenant Act 1954 affect my commercial premises in Bowthorpe and how can you help?

The 1954 Act affords a safeguard to business leaseholders, giving them the a statutory right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Bowthorpe is one of the hundreds of areas of the UK in which our lawyers are based

We are 18 days into a residential purchase having been directed to solicitors by the local agent to execute conveyancing in Bowthorpe. I am am extremely frustrated with the level of service. Could you help me find new solicitors?

A conveyancer would have to be very poor to suggest diss instructing them. Has the mortgage offer been sent? If so you must inform them of the new contact details and ensure the mortgage documents are re-issued. Your conveyancer should be on the banks panel to avoid added charges and complications. So that should be your starting point. The search tool will help you find a lender approved solicitor for your home move in Bowthorpe

I only have 62 years unexpired on my lease in Bowthorpe. I now want to extend my lease but my freeholder is missing. What options are available to me?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you have made all reasonable attempts to track down the lessor. For most situations an enquiry agent may be helpful to carry out a search and prepare a report which can be used as evidence that the landlord is indeed missing. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s disappearance and the application to the County Court overseeing Bowthorpe.

Bowthorpe Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing

    Does the lease contain onerous restrictions? Best to be warned whether a new roof is being installed or some other major work is coming up that will be shared by the leaseholders and will dramatically increase the the service costs or result in a one time payment. Who are the managing agents?

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Sample of conveyancing solicitors in Bowthorpe regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Bowthorpe but also conveyancing throughout England and Wales.

  • Ronaldsons Family Law Ltd, 45 Dereham Road, Norwich, Norfolk, NR2 4HY
  • Rodney Goodson, 50 Unthank Road, Norwich, Norfolk, NR2 2RF
  • Philip Hook, Unthank Chambers, 50 Unthank Road, Norwich, Norfolk, NR2 2RF
  • Leadenhall Law Group Ltd, 3 Woolgate Court, St. Benedicts Street, Norwich, Norfolk, NR2 4AP
  • Rogers & Norton Limited, The Old Chapel, 5-7 Willow Lane, Norwich, Norfolk, NR2 1EU

Commercial Conveyancing solicitors in Bowthorpe regulated by the SRA

The list below is a small selection of solicitors in Bowthorpe specialising in commercial conveyancing in Bowthorpe. This will likely include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Rodney Goodson, 50 Unthank Road, Norwich, Norfolk, NR2 2RF
  • Philip Hook, Unthank Chambers, 50 Unthank Road, Norwich, Norfolk, NR2 2RF
  • Leadenhall Law Group Ltd, 3 Woolgate Court, St. Benedicts Street, Norwich, Norfolk, NR2 4AP
  • Rogers & Norton Limited, The Old Chapel, 5-7 Willow Lane, Norwich, Norfolk, NR2 1EU
  • Lambert Pugh Llp, 19 Charing Cross, Norwich, Norfolk, NR2 4AX

Residential Licensed Conveyancers in Bowthorpe regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Bowthorpe but also conveyancing throughout England and Wales.
  • Renata Steggles Limited, Unthank Chambers, NR2 2RF

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.