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FACT : Rye Conveyancing Solicitors Know more about Conveyancing in Rye

Rye Conveyancing Statistics*

  • 1 Percentage of cases in Rye that are buy to let is 6%
  • 2 was the busiest month and was the next busiest month while was the least busiest month of the year for conveyancing in Rye
  • 3 Average time from start to completion was 59 days for conveyancing in Rye
  • 4 Average Stamp Duty Payable for this year to date was £7,410
  • 5 Average Land Registry Fee for this year to date was £270

Examples of recent conveyancing in Rye since February 2021*

Recently asked questions about conveyancing in Rye

I can't travel far from Rye. Can you please spell out why all Rye property lawyers aren't automatically on all mortgage company panels?

Before the recession most banks displayed an attitude to risk which differs from the current day. The Financial Services Authority in 2010 instigated a thematic review into mortgage fraud which in summary warned lenders: know the conveyancing practitioners on your panel. As a result, mortgage companies have subsequently looked to extract more data from law firms concerning their operations and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Many firms have found themselves excluded from lender panels even though they had an exemplary track record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Many firms found it impossible satisfy the criteria of volume of transactions the mortgage companies set.

My wife and I have recently appointed a conveyancing solicitor in Rye. I I would like to check if they are accepted on the Birmingham Midshires conveyancing panel. Can you help?

The first thing to do is contact the conveyancer and enquire if they are on the lender panel. Alternatively you can call Birmingham Midshires who may be able to confirm.

We are buying a apartment in Rye. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

There are a variety of conveyancing solicitors in Rye but how do I know who I should use?

It would be unwise to be swayed by the cheapest Rye conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

Does a directory service exist listing HSBC panel solicitors in Rye on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings viewable on the web. Where you are in need of a Rye conveyancer on the HSBC please make the most of our tool.

I used Stirling Law several years past for my conveyancing in Rye. Now, I need the files but cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rye of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying my first flat in Rye with a loan from Nationwide Building Society. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not reveal to my conveyancer about this extras as it may put at risk my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a house in Rye before instructing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may not issue a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rye. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rye to see if the conveyancing will be more expensive.

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What to expect from a Licensed Conveyancer for conveyancing in Rye?

Licensed Conveyancers assist with the transfer of ownership of a property from one person to another and cover conveyancing nationwide as well as Rye. When instructing a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Be supplied with an honest and lawful service.
  • Enjoy the benefit of a high standard of legal services.
  • Have your transaction dealt with using care, skill and legal competence.
  • Be supplied with a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your specific needs taken into account should you make a complaint.
  • Have a swift, independent and comprehensive service when if a complaint is made about your conveyancing in Rye.

Typically, Rye conveyancing for a purchase has some of the following tasks

  • Taking instructions from the appropriate parties
  • Examining the title to the premises
  • Conducting Rye conveyancing searches for the title
  • Reviewing draft contract pack and other documentation supplied by the vendor’s lawyer
  • Submitting enquiries with the owner’s lawyer
  • Negotiating the sale contract
  • Assessing replies given by the vendor to pre-contract enquiries
  • Negotiating a Transfer document
  • Guiding the buyer in respect of the mortgage offer: (if relevant)
  • Preparing and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Preparing and submitting to HM Revenue and Customs the appropriate stamp duty forms and payment
  • Dealing with the registration procedures for the purchase and the mortgage (if appropriate) at the HM Land Registry.

Transfer of Equity conveyancing in Rye is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Following instructions from the lender (if appropriate)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Negotiating adjustments to the the Transfer deed
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring funds to relevant parties
  • Completing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Dealing with the registration formalities for the change in ownership and the home loan (where applicable) at the HMLR.

Neighboring Locations

Tenterden
Kingsnorth
Romney
Rye
Hastings
Winchelsea

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.