Just contacted my conveyancing lawyer in Egremont who acted for me two years ago and wanted a conveyancing estimate based on the same type of home move (a leasehold premises and a freehold property) of almost identical values with a mortgage from Nationwide Building Society. It looks as though am now being charged double. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The costs illustration is slightly on the high side. If you you were to look around you could shave off some of the expense by as much as a hundred pounds. That being said, providing that you were satisfied with the conveyancing the firm gave you couldlive to regret opting for an an untested conveyancer. Remember to ensure that the solicitor can act for Nationwide Building Society. You can make use of our search tool to choose a Egremont conveyancing firm on the Nationwide Building Society approved list of lawyers, which can often include conveyancing solicitors in Egremont.
Can I use your services to recommend a Conveyancing solicitor in Egremont even if I’m not purchasing or disposing of a house, for example if I wish to buy a shop in Egremont with a loan from The Mortgage Works?
Our search tool is mainly utilised to help choose residential conveyancing solicitors in Egremont but we have set out at the end of this page some Egremont commercial conveyancing firms. You will need to enquire with the company directly to establish if they are also authorised to represent The Mortgage Works
I'm purchasing a new build house in Egremont with a mortgage from HSBC Bank. The sellers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not to tell my solicitor about this side-deal as it could put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Egremont is the location of the property. Is there any advice you can give?
Flying freeholds in Egremont are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Egremont you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Egremont may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my father I am disposing of a house in Neath but reside in Egremont. My lawyer (based 200 kilometers from meneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing solicitor in Egremont who can attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Egremont based
Why can I not complete my conveyancing in Egremont on Good Friday?
This is due to the fact that on completion the sale price will pass between the banks of the buyer and seller's lawyer and at present this can only take place on a working day. It is not possible to complete on a saturday or sunday either.