My previous conveyancer has given a fee estimate £1400 for no completion no fee conveyancing in Egremont. I am selling a Georgian property for £225,000. Is this over the top? Is it above what I should be paying for conveyancing in Egremont?
The charges are a tad high. If you are prepared to invest time scrutinising costs you may be able to decrease the fees slightly by as much as £125. That being said, you couldlive to regret opting for an a cheaper conveyancer. Remember to ensure that the firm can also act for your bank. You can employ our comparison tool to find a Egremont conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Egremont.
Can the conveyancing practitioners that you recommend conduct right to buy conveyancing in Egremont?
We do have numerous conveyancing lawyers carrying out right to buy conveyancing Please get in touch with the solicitors listed with a view to get a costs calculation.
In what way does my ID and proof of funds have anything to do with my conveyancing in Egremont? Is this really warranted?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms of Engagement that you need to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to hand over ID verification documents, your conveyancer would not be able to act for you.
We have agreed to purchase a house in Egremont. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Coventry BS be concerned?
Given that your lender is Coventry BS your lawyer must follow the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease fails to meet these provisions. The specifications relate to the installation of panels on properties countrywide and is not isolated to Egremont.
My wife and I are in the throws of looking at flats in Egremont and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Skipton.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are obtaining a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
I am currently in the process of buying my council flat in Egremont. I have a mortgage offer with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
My relative recommended that if I am buying in Egremont I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Egremont conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Egremont around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Egremont.
It has been 3 months since my purchase conveyancing in Egremont took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.