Find a Lender-Approved Local Conveyancer in Whitehaven

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Logical reasons to use our service to help you choose a local conveyancing solicitor in Whitehaven

  • 1 We are the UKs largest residential conveyancing directory listing mortgage company approved property lawyers conducting conveyancing in Whitehaven regulated by the SRA or Council of Licensed Conveyancers.
  • 2 Whitehaven solicitors have a significant advantage when it comes to Whitehaven conveyancing as they have important local knowledge of local authority requirements, planning policies and other matters that can impact your sale or purchase
  • 3 Whitehaven solicitors are likely to be familiar with the local Land Registry Office, Local Authority and property agents
  • 4 Low cost packages from online conveyancers might be tempting. However, these firms are often located hundreds of kilometers away with limited appreciation of the factors that affect property transactions in Whitehaven
  • 5 The hallmark of our conveyancing solicitors in Whitehaven is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the level of professionalism you will expect.

Examples of recent conveyancing in Whitehaven since July 2021*

Sale

of terraced premises, Henry Street, CA28 6DQ completing on 26/07/2021 at a price of £98,000. The conveyancing process incorporates some of the following tasks: sending the transfer to the seller for execution in readiness for completion, ordering official copies of the title, preparing statement detailing charges

Disposal

of semi-detached property, Henry Street, CA28 6DQ completing on 09/08/2021 at a price of £92,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, setting up the completion formalities, sending title deeds and signed transfer to buyer’s conveyancer

Sale

of detached residence residence, High Road, CA28 9EN completing on 22/07/2021 at a price of £125,000. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, agreeing completion date with parties, setting up the completion formalities

Sale

of terraced property, Victoria Road, CA28 6JE completing on 30/07/2021 at a price of £167,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, sending the transfer to the vendor for signature in preparation for completion, taking formal instructions from and updating the seller client

Recently asked questions about conveyancing in Whitehaven

The owners of the house we are purchasing are using a conveyancing firm in Whitehaven who has recommended a exclusivity contract with a non-refundable deposit 6,000. Is it wise to enter into such agreements?

Exclusivity agreements are agreements binding a home owner and prospective buyer giving the buyer the sole right to the sale of the property within a prescribed time frame. For all intents and purposes, an exclusivity agreement is a contract specifying that you should have a contract at a later time which is the main conveyancing contract. It tends to be used for buyer confidence though in many situations, the proprietor may stand to benefit from such agreements as well. There are numerous pros and cons to having an agreement but you should to check with your conveyancer but note that it may end up incurring more in conveyancing charges. In light of this these agreements are not popular when it comes to conveyancing in Whitehaven.

We see that you have a search directory listing law firms on the TSB conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Whitehaven?

We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whitehaven.

We are buying a 4 bedroom semi-detached house in Whitehaven. We would like to convert the garage to a playroom at the house.Will legal work on the property include enquiries to determine if these works are permitted?

Your solicitor will check the registered title as conveyancing in Whitehaven can sometimes reveal restrictions in the title deeds which restrict categories of changes or necessitated the permission of a 3rd party. Some additions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

My conveyancer has informed me that breach of easement insurance is necessary on my purchase. What is the level of cover for Whitehaven conveyancing?

The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between Barclays and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

My offer was accepted on a house in Whitehaven on 6/9/2021, valuation was booked 3 days later, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

I need some fast conveyancing in Whitehaven as I am faced with a deadline to sign on the dotted line in less than 3 weeks. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?

As you are are a mortgage free purchaser you have the choice not to have searches conducted although no conveyancer would recommend that you don't. With plenty of history conveyancing in Whitehaven the following are instances of what can show up and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Whitehaven is where the house is located. What do you suggest?

Flying freeholds in Whitehaven are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitehaven you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitehaven may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £325,000 flat in Whitehaven next Friday. The landlords agents has quoted £300 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge such fees for a leasehold conveyance in Whitehaven?

For the majority of leasehold sales in Whitehaven conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

    Completing conveyancing due diligence questions Where consent is required before sale in Whitehaven Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your solicitor will have no control over the level of the charges for this information but the average costs for the information for Whitehaven leasehold property is £350. For Whitehaven conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to supply answers.

I purchased a garden flat in Whitehaven, conveyancing having been completed in 2002. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Whitehaven with over 90 years remaining are worth £192,000. The average or mid-range amount of ground rent is £55 levied per year. The lease ends on 21st October 2075

With 54 years left to run we estimate the price of your lease extension to be between £32,300 and £37,400 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.

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Residential Landlord and Tenant Conveyancing solicitors in Whitehaven

The list below is a non-comprehensive list of solicitors in Whitehaven specialising in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on Service charge disputes

  • Hft Gough & Co Limited, 38-42 Lowther Street, Whitehaven, Cumbria, CA28 7JU
  • Bleasdale & Co, 14 Scotch Street, Whitehaven, Cumbria, CA28 7NG
  • Brockbank Curwen Cain And Hall Limited, Po Box 1, 44 Duke Street, Whitehaven, Cumbria, CA28 7NR

Commercial Conveyancing solicitors in Whitehaven regulated by the SRA

The list below is a non-comprehensive list of solicitors in Whitehaven with expertise in commercial conveyancing in Whitehaven. This may include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Hft Gough & Co Limited, 38-42 Lowther Street, Whitehaven, Cumbria, CA28 7JU
  • Bleasdale & Co, 14 Scotch Street, Whitehaven, Cumbria, CA28 7NG
  • Brockbank Curwen Cain And Hall Limited, Po Box 1, 44 Duke Street, Whitehaven, Cumbria, CA28 7NR

Typically, Whitehaven conveyancing for a sale includes some of the following tasks

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Preparing contract and related papers
  • Forwarding draft papers to the property lawyer acting for the buyer
  • Negotiating contracts and answering supplemental queries from the buyer’s property lawyer
  • Negotiating the transfer document
  • Replying to requisitions prepared by the purchaser’s property lawyer
  • Proceeding to exchange of contracts and then completion of the sale
  • Receiving sale proceeds and sending funds to the owner, the estate agent and paying off the mortgage (if relevant)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.