I am getting a mortgage offer from Santander. I hope to employ the services of a Licensed Conveyancer in Whitehaven. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My partner and I are buying our first house. The conveyancer has contact usto enquire if we would like to take out extra conveyancing searches. We are really unsure what's appropriate for conveyancing in Whitehaven
The range of Whitehaven conveyancing searches depends primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your overall approach to risk. What is important is that you adequately comprehend what information each search could supply. You may then make a decision if you consider that you need that information. If in doubt, ask your solicitor to offer guidance.
Do conveyancers request an advanced payment for my conveyancing in Whitehaven?
If you are buying a property in Whitehaven your lawyer will request that you place them with funds to cover the the cost of the conveyancing searches. Generally this is asked for to cover the fees of the conveyancing searches. If any deposit is as part of the purchase price then this will be asked for shortly prior to contracts are exchanged. The closing balance that is due should be sent to your lawyer a few days prior to the day of completion.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in Whitehaven? or I am told that there is a law dating back centuries that means some house owners residing in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this applicable for conveyancing in Whitehaven?
Unless a prior purchase of the premises took place after 12 October 2013 you may expect solicitors delivering conveyancing in Whitehaven to remain recommending a chancel search and or chancel repair liability insurance.
Me and my brother purchased a semi-detached Victorian property in Whitehaven. Conveyancing solicitor acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitehaven and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing solicitor who completed the work.
What does commercial conveyancing in Whitehaven cover?
Non domestic conveyancing in Whitehaven incorporates a broad range of guidance, provided by qualified solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.