I am expecting a mortgage with Halifax. My intention is to instruct a Licensed Conveyancer in Seascale. Does the Halifax Conveyancing panel include conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
A relative recommended that if I am purchasing in Seascale I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Seascale conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Seascale around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Seascale Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Seascale Education with plans and statistics, Local Amenities and other useful data concerning Seascale.
I am looking for a leasehold apartment up to £195,000 and identified one near me in Seascale I like with a park and transport links in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Seascale in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you require a mortgage the remaining unexpired lease term will be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
I am downsizing from my home. My previous conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Seascale if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Seascale. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
I need to instruct a conveyancing solicitor in Seascale for my home move. Is there any facility to see a firm’s record with the legal regulator?
Members of the public may find documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training requirements.
Much to my surprise my conveyancing solicitor in Seascale has informed me that he requires personal identification documents saying that this is part of his obligations as a solicitor on the bank Conveyancing panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require Seascale conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements