I am hoping to receive a mortgage with Santander. My intention is to instruct a Licensed Conveyancer in Cleator Moor. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am mortgaging my flat in Cleator Moor, does my lawyer need to be on the UBS Conveyancing panel?
In theory, you could use a solicitor that is not on the UBS conveyancing panel, but UBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am helping my aunt sell her house in Cleator Moor. Does the conveyancing solicitor arrange the energy assessment or do I organise this?
After the demise of Home Information Packs, energy assessments was kept a compulsory part of moving house. An energy assessment must be to hand in advance of the property being advertised. This is not something that conveyancers ordinarily arrange. Where you are using a Cleator Moor conveyancing practitioner they may help arrange EPC’s given their relationships with reputable local providers
I am buying a property in Cleator Moor. One unusual aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Santander your lawyer must follow the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Santander. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to Cleator Moor.
I'm in the process of looking at houses in Cleator Moor and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a home loan with Co-operative.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
We are selling our home in Cleator Moor and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Cleator Moor lawyer would know this is not the case. For the life of me I don't know why the purchasers are using a factory type conveyancing outfit as opposed to a conveyancing solicitor in Cleator Moor. We have lived in Cleator Moor for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I got the keys to my home on 14 March and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Cleator Moor advises it will be dealt with inside ten days. Are titles in Cleator Moor particularly slow to register?
As far as conveyancing in Cleator Moor registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to who lodges the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. As of today in the region of three quarters of such applications are fully addressed within 12 days but some can be subject to protracted hold-ups. Historically registration is effected after the buyer is living at the premises thus an expedited registration is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
My wife and I have recently appointed a conveyancing solicitor in Cleator Moor. I need to find out if they are listed on the bank's conveyancing panel. Can you help?
You should call the conveyancer to enquire if they are on the lender's panel. If that does not help get in touch with us and we can investigate and revert. Should the firm not be on the conveyancing panel we can certainly arrange a reputable conveyancing solicitor in Cleator Moor on the panel for your lender.