I am about to complete buying a property in Ravenglass but as a consequence of wreckage from some water damage at the property I have was able negotiate compensation from the current proprietors of three thousand pounds taking the form of a adjustment in the price. I had intended this to be addressed as part of the conveyancing process yet Clydesdale will not permit this. Why were they approached?
Any conveyancer being on a Clydesdale approved list is duty bound to inform Clydesdale of any variations to the sale price. If you were to refuse your conveyancer to report the price change to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new property lawyer for your conveyancing in Ravenglass.
Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a garden flat in Ravenglass. Do I collect the keys to the property on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Ravenglass?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the owner’s conveyancers, and once they have received this, you will be called to collect the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
Does a directory service exist listing RBS panel solicitors in Ravenglass on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings visible online. If you are in need of a Ravenglass property lawyer on the RBS please make the most of our facility.
I recently had an offer agreed on a house in Ravenglass. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £175. A few days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been on the look out for a leasehold apartment up to £305k and identified one close by in Ravenglass I like with open areas and railway links nearby, however it's only got 61 years unexpired on the lease. There is not much else in Ravenglass suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan that many years will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
Given that I will soon part with hundreds of thousands of pounds on a two bedroom apartment in Ravenglass I would like to have a conversation with the solicitor concerning theconveyancing prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in Ravenglass.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Ravenglass should be the figure that you end up paying.
I am looking for a conveyancing solicitor in Ravenglass for my house move. Can I review a firm’s record with the legal regulator?
You can review presented Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor telephone calls for training requirements.
How much should conveyancing in Ravenglass cost?
The amount you are charged for Ravenglass conveyancing costs can vary considerably from lawyer to lawyer. Given these variations it is particularly important that you find this out when you first appoint a lawyer. It is advisable to find three or four like for like quotes.