We are a couple about to sign contracts for a ground floor flat in Perton. We encountered a problem. The mortgage offer with Alliance & Leicester expires on 15/8/2025 but the vendors are suggesting a completion date of 19/8/2025. Can one extend the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who will hopefully assess whether he or she is better off negotiating with the bank, owner’s representatives, property agents or indeed all parties given the history of your transaction to date.
My wife and I have recently appointed a conveyancing solicitor in Perton. I need to find out whether they are on the Barclays Direct conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is contact your lawyer and enquire whether they are on the lender panel. Otherwise you should get in touch with Barclays Direct who may be able to help.
Is it the case that all Perton solicitors on the Principality conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Principality approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
Skipton have agreed my mortgage in principle, my bid on a house in Perton has been accepted, what happens next?
The property agent will want to be advised as to your conveyancing practitioner's details (ensure that the conveyancers are on the lender’s approved list). Contact Skipton or your financial adviser and finalise any outstanding paperwork. Skipton will appoint a valuer who will get in contact with the estate agent or vendor to schedule a slot for the valuation to take place. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Skipton will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Perton.
Our offer on a house in Perton has been agreed to, but there is a chain. The owners have offered on on an apartment, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Perton. What do I do now? At what point should I apply for the mortgage with Aldermore?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then valuation, Perton conveyancing search costs, etc). First, you must check that your lawyer is on the Aldermore conveyancing panel. Concerning the next stages this very much dictated by the uniqueness of your transaction, motivation for this property and on the state of the market. During a rising market some buyers would apply for the mortgage with Aldermore and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with the conveyancing in Perton.
Due to the input of my in-laws I had a survey completed on a house in Perton before appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders will not give a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Perton. Conveyancing will be smoother if you use a solicitor in Perton especially if they are acquainted with such properties in Perton.
Is it possible to swap conveyancer as I need to select one who is on the National Westminster Bank conveyancing panel. I was using a local conveyancing solicitor in Perton five minutes from me but he is not approved by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Perton on the National Westminster Bank panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Perton. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Perton.
I require the services of a bank panel solicitor in Perton. Could you help me?
It is not clear why you need a Perton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Perton are on their panel . If you do find such a firm in Perton not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site