We are buying a flat and require a conveyancing solicitor in Cornwall who is on the Clydesdale solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Cornwall.
My Conveyancer in Cornwall has never been on on the Halifax Approved Panel. Is it possible for me to retain my prefered solicitor even though they are not on the Halifax panel?
The limited options open to you here include:
- Complete the purchase with your existing Cornwall lawyers but Halifax will need to retain a lawyer on their panel. This will result in additional overall legal charges and result in delays.
- Choose an alternative practitioner to to deal with the purchase, obviously checking they are Convince your conveyancer to use their best endeavours to join the Halifax conveyancing panel
Me and my brother have a terraced Edwardian house in Cornwall. Conveyancing solicitor represented me and Leeds Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Leeds Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cornwall and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who conducted the purchase.
How does conveyancing in Cornwall differ for newly converted properties?
Most buyers of new build property in Cornwall contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is finished. This is because builders in Cornwall tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cornwall or who has acted in the same development.
I decided to have a survey carried out on a house in Cornwall ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks may not issue a loan on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cornwall. Conveyancing may be slightly more expensive based on your lender's requirements.
My father-in-law has urged me to use his lawyers for conveyancing in Cornwall. Do I follow his advice?
There are no two ways about it the best way to select a conveyancing practitioner is to seek referrals from friends or family who have actually previously instructed the firm you're are thinking of instructing.