Just been in touch with my conveyancing lawyer in St Austell who acted for me 18 months ago asking for a conveyancing quote based on an identical type of house move (a leasehold property and a freehold property) of almost identical values with a home loan from Britannia. I am now being quoted double. Am I right to be tempted to shop around for a cheaper online conveyancer?
The charges appear a little high. If you are willing to spend time comparing quotes you might shave off some of the cost by perhaps £100 plus VAT. On the other hand, providing that you were happy with the service the firm gave you couldcome to rue choosing an an unknown lawyer. Remember to be sure that the firm can act for Britannia. You can make use of our search tool to choose a St Austell conveyancing firm on the Britannia approved list of lawyers, which can often include conveyancing solicitors in St Austell.
I have been referred to a conveyancing solicitor in St Austell. I need to find out whether they are on the Britannia approved list of lawyers. Could you help?
You should call the solicitor and enquire if they are on the lender panel. Alternatively you can get in touch with Britannia who may be able to assist.
A colleague advised me that in purchasing a property in St Austell there may be a number of restrictions as to what one can do in terms of external alterations to a property. Is this right?
We are aware of a number of properties in St Austell which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in St Austell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I had a mortgage agreed in principle with Skipton. St Austell conveyancing solicitors were chosen. What is the average time that one could expect to receive a mortgage offer from Skipton?
There is no definitive answer here. Have Skipton completed the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a St Austell conveyancing practitioner on the Nottingham panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I used Arc property Solicitors a few years ago for my conveyancing in St Austell. I now require my papers however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Austell of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in St Austell with the aid of help to buy. The developers would not budge the price so I negotiated £7000 of extras instead. The sale representative advised me not disclose to my lawyer about this extras as it will impact my loan with Aldermore. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Hoping to buy a property located in St Austell and I am already nervous. I couldn't find anything specific about St Austell. Conveyancing will be needed in due course but do you know about the St Austell area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at St Austell. In the meantime here are some basic statistics that we found