My partner’s step-father is a property lawyer. I suspect that I will receive friends and family fee for conveyancing, but if not, what kind of fees should I be expecting for conveyancing in Fowey?
It’s wise to obtain 3 or more like-for-like conveyancing estimates. Do use our search tool on this page. You will notice that estimates will vary but service levels do are distinct between law firms as is true with most professions.
My wife and I have recently appointed a conveyancing solicitor in Fowey. I I am struggling to find out if they are on the HSBC Bank conveyancing panel. Can you help?
The first thing to do is call the lawyer and ask them whether they are on the lender panel. Alternatively you can get in touch with HSBC Bank who may be able to confirm.
I have decided to exercise my right to buy my property in Fowey off the council. I have a mortgage offer with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Completion of my purchase has taken place for my property in Fowey. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
RBS have agreed my home loan in principle, my bid on a flat in Fowey has been accepted, what happens next?
Your property agent will wish to know who your solicitors are (ensure that the lawyers are on the lender’s panel). Call up RBS or your broker and finish off any outstanding documentation. RBS will appoint a valuer who will get in contact with the estate agent or seller to book an appointment. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. RBS will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Fowey.
The deeds to my home can not be found. The solicitors who handled the conveyancing in Fowey 4 years ago are no longer around. What are my next steps?
Nowadays there are copies made of almost everything, and your conveyancer will be aware exactly where to locate all the relevant documentation so you may buy or sell your property without any difficulty. If duplicates can’t be located, your solicitor may be able to arrange cover in the form of insurance or indemnities against future claims on the property.
My uncle has suggested that I instruct his lawyers for conveyancing in Fowey. Should I use them?
There are no two ways about it the best way to select a conveyancing solicitor is to seek feedback from friends or relatives who have actually used the firm that you are considering.
We are about to acquiring a property in Fowey. Could the solicitor have our transaction price a secret from the likes of Rightmove. How could this be done?
HMLR by statute are bound to reveal price paid information on the official title for domestic properties countrywide which includes premises in Fowey. The Title Register is a public document, so HMLR would be breaking the law excluded certain homes such as your property in Fowey.
You can make a request of HMLR to withhold the amount paid data however the answer will be in the negative.