My fiance and I are intent on acquiring a leasehold flat in Chadwell Heath. My Conveyancer is not listed on the mortgage company solicitor panel. Is it possible for me to use my Chadwell Heath conveyancing solicitor even though they are excluded from the lender panel of approved conveyancing solicitors?
You have a number of alternatives open to you here
- Proceed with your existing Chadwell Heath solicitor but your mortgage company will no doubt retain a property lawyer from their approved panel. This will result in additional charges and probable delay.
- Choose a fresh property lawyer to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to do everything possible to get accepted on the bank’s panel of solicitors
I am planning on selling our home in Chadwell Heath and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. It does beg the question why the purchasers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Chadwell Heath. Having lived in Chadwell Heath for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am buying a new build apartment in Chadwell Heath. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Chadwell Heath
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Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Chadwell Heath I like with amenity areas and transport links nearby, the downside is that it only has 52 years unexpired on the lease. There is not much else in Chadwell Heath for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a mortgage that many years will be an issue. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
Is it best to choose a Chadwell Heath conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can carry out the legal formalities but her office is 200kilometers drive away.
The benefit of a high street Chadwell Heath conveyancing practice is that you can visit the firm to execute documents, present your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and they were content that must outweigh using an unfamiliar Chadwell Heath conveyancing solicitor solely due to them being Chadwell Heath based.
We are in the process of buying a flat in Chadwell Heath. Conveyancing is not over but we would like keep our transaction price confidential from the likes of Zoopla. How could this be done?
HM Land Registry by statute are bound to disclose price sold data on the official title for domestic properties countrywide which includes homes in Chadwell Heath. The Title Register is an open document, so HMLR would be breaking the law excluded specific properties such as your one in Chadwell Heath.
In essence you can make a request of HMLR to hide the price paid entry however the answer will be a No.
