Do the conveyancing lawyers that you recommend handle auction conveyancing in Chadwell Heath?
There are a number of niche lawyers we can put you in touch with those who can conduct auction conveyancing. Chadwell Heath is just one of our areas of where our lawyers have offices.
I'm the sole beneficiary of my late mum's estate and I have everything in my name alone, including the my former home in Chadwell Heath. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the house in June. Will no one buy the property for half a year?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this obligation principally exists to identify the purchase and immediately sell or the quick reselling of properties.
When it comes to lenders such as RBS, do Chadwell Heath lawyers face a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We had selected solicitors located in Chadwell Heath on the TSB solicitor approved list. They are now charging me an additional amount for handling the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. This charge is not set by TSB but by your Chadwell Heath property lawyer. Plenty of firms on the TSB panel will charge an ‘acting for lender’ fee but many practices include it on their overall fee.
How does conveyancing in Chadwell Heath differ for newly converted properties?
Most buyers of new build property in Chadwell Heath come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is completed. This is because house builders in Chadwell Heath tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chadwell Heath or who has acted in the same development.
What does commercial conveyancing in Chadwell Heath cover?
Chadwell Heath conveyancing for business premises incorporates a broad range of services, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
In my capacity as executor for the estate of my grandmother I am selling a house in Swansea but live in Chadwell Heath. My solicitor (based 250 kilometers from mehas requested that I execute a stat dec before completion. Could you suggest a conveyancing solicitor in Chadwell Heath to attest and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Chadwell Heath based
When it comes to my conveyancing in Chadwell Heath should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Chadwell Heath conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.