Can the conveyancing solicitors to be found on your site carry out auction conveyancing in Chadwell Heath?
There are a few niche lawyers we can connect you with those who can conduct auction conveyancing. Chadwell Heath is one of the many locations where our lawyers have a presence.
My grandmother passed away six months ago and as sole heir and executor I was left the property in Chadwell Heath. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?
If you plan to refinance then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
We have agreed to purchase a house in Chadwell Heath. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Nottingham your lawyer must follow the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook contains minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Nottingham where a lease does not meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not restricted to Chadwell Heath.
I am currently in the process of buying my council flat in Chadwell Heath. I have a mortgage offer with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
Planning on purchasing a house in Chadwell Heath. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chadwell Heath conveyancer is on the Skipton conveyancing panel.
We are purchasing a property and the conveyancer has raised the issue of Chancel Repair for which the property could be obligated to contribute to because it falls into the area of such a church. He has suggested insurance. Is this strictly appropriate for conveyancing in Chadwell Heath
Unless a previous acquisition of the house took place post 12 October 2013 you can expect solicitors delivering conveyancing in Chadwell Heath to continue to recommend a chancel search and or chancel repair liability insurance.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Chadwell Heath is where the house is located. Is there any advice you can give?
Flying freeholds in Chadwell Heath are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chadwell Heath you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chadwell Heath may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I want to let out my leasehold flat in Chadwell Heath. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Some leases for properties in Chadwell Heath do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Having spent years of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Chadwell Heath. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the price payable.
An example of a Lease Extension matter before the tribunal for a Chadwell Heath premises is 49 Aldborough Road South in July 2012. The Tribunal decided that the premium payable for the grant of the new lease was £13,925 This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 61.36 years.