My husband and I are purchasing a 2 bedroom apartment in Dagenham with a mortgage from Platform Home Loans Ltd.We have a Dagenham conveyancing lawyer but Platform Home Loans Ltd advised that his firm is not listed on their "panel". It seems we have little choice but to instruct a Platform Home Loans Ltd panel firm or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that lawyers must be on the Platform Home Loans Ltd approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Platform Home Loans Ltd
I need some fast conveyancing in Dagenham as I am under pressure to complete in less than 3 weeks. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
As you are not obtaining a mortgage you have the choice not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Dagenham the following are examples of what can appear and therefore affect the marketability of the property: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
It has been 2 months since my purchase conveyancing in Dagenham took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build apartment in Dagenham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Dagenham
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Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Taking into account that I will soon part with 450k on a garden flat in Dagenham I wish to have a conversation with the solicitor regarding thetransaction in advance of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your property ownership legalities in Dagenham.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Dagenham should be the figure that you are charged.
There are plenty of houses in Dagenham on private roads. We are buying such a house. What would be the advantages and disadvantages of purchasing a residence on a private road?
Dagenham conveyancing practices are well versed in transacting homeson unadopted roads. Your property lawyer should review the title to identify any rights or liabilities. It is possible that there is a residents association that owners pay into to maintain the road. Where one exists, the road will likely be maintained and appear nicer than council adopted.