We are purchasing a flat and require a conveyancing solicitor in Leigh who is on the Bank of Ireland approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Leigh.
Is it the case that all Leigh conveyancing solicitors on the Skipton conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Skipton approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do allow licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
We had instructed conveyancing lawyers based in Leigh on the Barclays solicitor approved list. They have just billed me a supplemental charge for dealing with the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer can levy a fee for this. This fee is not dictated by Barclays but by your Leigh lawyer. Plenty of firms on the Barclays panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
I had a mortgage agreed in principle with Nationwide. Leigh conveyancing lawyers were appointed. How long does it take for Nationwide to forward the offer to the solicitor?
There is no definitive answer here. Have Nationwide completed the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The deeds to our house are lost. The lawyers who handled the conveyancing in Leigh 10 years ago no longer exist. What are my options?
In today’s world there are duplicates made of almost everything, and your conveyancer will know precisely where to locate all the suitable paperwork so you may buy or sell your house without any difficulty. If copies can’t be found, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your property.
Due to the input of my in-laws I had a survey completed on a property in Leigh ahead of retaining lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders tend not issue a mortgage on such a premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Leigh. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Leigh to see if the conveyancing costs will increase in light of this.
I need to instruct a conveyancing lawyer in Leigh for my sale. Can I see a firm’s record with the profession’s regulator?
Members of the public can search for documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
I've recently bought a leasehold flat in Leigh. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Leigh - Examples of Questions you should ask before buying
Does the lease have onerous restrictions? In the main the cost for major works are not wrapped into the service charges, although some managing agents in Leigh require leaseholders to contribute towards a reserve fund created for the specific purpose of establishing a fund for major works. Best to be warned whether window replacement or some other significant cost is pending that will be shared amongst the leaseholders and could well materially increase the the maintenance fees or require a specific payment.