Find a Lender-Approved Local Conveyancer in Winchcombe

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Follow your intuition—you will have a better house move where you instruct a local solicitor in Winchcombe

Reasons to use our Winchcombe conveyancing solicitors

  • 1 The Winchcombe conveyancing practitioners that we work with are dedicated to providing value for money, efficient and transparent conveyancing service to purchasers, sellers and investors in Winchcombe
  • 2 Retaining the services of a local Solicitor on the whole means that you will receive a more personalised service. When using a large conveyancing firm, your conveyancing is dealt with by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 3 Winchcombe property lawyers are likely to have connections at the local Land Registry Office, Local Authority and property agents
  • 4 Our site is the first site that enables you the ability to check that your property ownership legalities in Winchcombe will be conducted by a solicitor on your mortgage lender’s approved panel.
  • 5 Firms that specialise in conveyancing in Winchcombe are familiar with the local issues specific to Winchcombe and therefore you may benefit from better guidance and faster conveyancing.

Examples of recent conveyancing in Winchcombe since July 2021*

Acquisition

of flat Blenheim Court GL54 5PW, acquired for £218,500. Leasehold conveyancing investigations included: drafting the sale agreement and Transfer, agreeing completion date with parties, preparing statement detailing charges

Sale

of terraced property, Pennylands Way, GL54 5GB completing on 23/07/2021 at a price of £450,000. The legal transfer of property incorporates some of the following tasks: sending the transfer to the seller for signature in readiness for completion, setting up the completion formalities, sending title deeds and signed transfer to purchaser’s solicitor

Sale

of semi-detached property, Fotescue Road, GL52 8FG completing on 23/07/2021 at a price of £290,000. The legal transfer of property incorporates some of the following tasks: drafting the sale agreement and Transfer, preparing statement detailing charges, setting up the completion formalities

Disposal

of terraced premises, Greenacre Way, GL52 8SJ completing on 22/07/2021 at a price of £280,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, dealing with appropriate requisitions and enquiries, preparing statement detailing charges

Recently asked questions about conveyancing in Winchcombe

Can you clarify what the consequences are if my lawyer’s firm is removed from the Nationwide Conveyancing panel ahead of completing my conveyancing in Winchcombe?

First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

When it comes to lenders such as Clydesdale, do Winchcombe solicitors have to pay an annual charge to be on the list of approved solicitors?

We are not aware of any mortgage company fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

I was told three weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Winchcombe is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

UBS have agreed my mortgage in principle, my bid on a flat in Winchcombe has been agreed to, what are the next steps?

Your estate agent will need to know who your solicitors are (ensure that the solicitors are on the bank’s panel). Telephone UBS or your broker and finish off any outstanding documentation. UBS will instruct a valuer who will get in contact with the selling agent or seller to arrange an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. UBS will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Winchcombe.

I am purchasing a new build house in Winchcombe benefiting from help to buy. The builders would not budge the amount so I negotiated 6k of additionals instead. The property agent advised me not to tell my lawyer about the extras as it would adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Winchcombe prior to appointing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some lenders will refuse to grant a mortgage on such a house.

It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Winchcombe. Conveyancing will be smoother if you use a solicitor in Winchcombe especially if they regularly deal with such properties in Winchcombe.

My business partner and I are looking to take over a lease of an office on the high street. Can you recommend conveyancers offering no-move-no charges for commercial conveyancing in Winchcombe for under 2k?

We can recommend firms who host a wealth of experience of commercial conveyancing in Winchcombe, including the disposal and acquisition of businesses as well as simply premises. If you are intending to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. Regarding the charges these will vary based on the structure and complexity of the proposed transaction. Let us have your details or call us so that we can supply you with comprehensive commercial conveyancing quote.

Much to my surprise my conveyancer in Winchcombe has informed me that he requires personal identification documents saying that this forms part of his retainer as a conveyancer on the lender Solicitor panel. This is news to me - can I refuse?

Anti-terror and anti-money-laundering rules require Winchcombe conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements

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Residential Landlord and Tenant Conveyancing solicitors in Winchcombe

The list below is a non-comprehensive list of solicitors in Winchcombe with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Leasehold Valuation Tribunal proceedings

  • Jackman Woods, Lloyds Bank Chambers, Abbey Terrace, Winchcombe, Cheltenham, Gloucestershire, GL54 5LL
  • Philip Smart & Associates, 213 London Road, Charlton Kings, Cheltenham, Gloucestershire, GL52 6HY
  • Davis Gregory Limited, 23-25 Rodney Road, Cheltenham, Gloucestershire, GL50 1HX
  • Midwinters, 1-3 Crescent Place, Cheltenham, Gloucestershire, GL50 3PJ
  • Pinkerton Leeke & Co, 7/8 Ormond Terrace, Regent Street, Cheltenham, Gloucestershire, GL50 1HR

Planning law solicitors in Winchcombe regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Winchcombe with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including making sure people do what the planning regulations say
  • Christopher Davidson Solicitors Llp, 2 & 3 Oriel Terrace, Oriel Road, Cheltenham, Gloucestershire, GL50 1XP

Winchcombe commercial property solicitors provide expert offering advice on a number of aspects of commercial property law

    Buying, selling and leasing land for registered charities Telecommunications and broadcast mast sites Creating and negotiating new leases Sale or acquisition of commercial property investments, including at auction Development, including options, overage agreements, JCT building contracts Land use planning and environmental matters

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.