Would the conveyancing practitioners listed on your site carry out auction conveyancing in Whitnash?
We know of a few auction practitioners we can put you in touch with those who can conduct auction conveyancing. Whitnash is just one of our areas of where our lawyers are based.
What does my ID and proof of funds have anything to do with my conveyancing in Whitnash? What am I being asked for?
Whitnash conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to supply two forms of certified ID; proof of ID (usually a Passport or Driving Licence) and evidence of address (typically a Bank Statement less than 3 months old).
Evidence of source of funds is also required under the money laundering regulations as lawyers are mandated to check that the funds you are using to buy a property (whether it be the deposit for exchange or the full purchase price if you are a cash purchaser) has originated from legitimate source (such as employment savings) as opposed to the fruits of criminal activity.
I am refinancing my apartment in Whitnash, does my lawyer have to be on the RBS Solicitor panel?
In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Are all Whitnash Conveyancing Quality Solicitors on the Lloyds conveyancing list of approved practices?
It is true that some banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
I have decided to exercise my right to buy my property in Whitnash off the council. I have a mortgage offer with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
Our sealed bid on a semi in Whitnash has been agreed to, but there is a chain. The sellers have offered on on an apartment, but it’s not been accepted yet, and are looking at other apartments in the pipeline. I have selected a high street conveyancing solicitor in Whitnash. What do I do now? At what stage do I apply for the mortgage with Clydesdale?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, Whitnash conveyancing search fees, etc). The first thing to do is ensure that your solicitor is on the Clydesdale conveyancing panel. Concerning the next steps this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. In a rising market some home buyers would apply for the mortgage with Clydesdale and pay for the valuation and only if it was satisfactory would they request their conveyancing practitioner to proceed with the conveyancing in Whitnash.
I note that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a house in Whitnash? or Apparently there is a law dating back centuries that could mean that house owners residing in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this relevant for conveyancing in Whitnash?
Unless a prior acquisition of the property completed after 12 October 2013 you can assume that lawyers handling conveyancing in Whitnash to remain encouraging a chancel search and or chancel repair liability policy.
I am selling my property. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Whitnash if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Whitnash. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.