I am in the market for a reasonably priced conveyancer. Should I go for for a national conveyancer as opposed to a family Warwick conveyancing solicitor?
Existing third party relationships is an important consideration when appointing conveyancing lawyers. Warwick conveyancers enjoy connections with lenders and property, local authorities, surveyors and other law firms meaning the whole process is going to be much smoother for you. Hosting years of intelligence of the local area is also a plus .
My wife and I are selling our home in Warwick and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used a factory type conveyancing outfit rather than a conveyancing solicitor in Warwick. Having lived in Warwick for three years we know of no issue. Should we get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have recentlybeen informed that Stirling Law have been shut down. They carried out my conveyancing in Warwick for a purchase of a leasehold flat 12 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Warwick conveyancing specialists.
I'm buying a new build house in Warwick benefiting from help to buy. The builders would not move on the price so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about this deal as it could jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Warwick before instructing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders tend not give a mortgage on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Warwick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Warwick to see if the conveyancing will be more expensive.
I have been sourcing a conveyancing lawyer in Warwick for my sale. Can I see a firm’s complaints history with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.