I have given 8 weeks notice to my existing landlord and must vacate my rented property in West Yorkshire by 11/8/2025. Conveyancing on my purchase is underway. Is it possible to complete in 5 weeks as I wish to avoid having to move into short term accommodation?
The normal practice is not to give notice for your letting until you have exchanged. Assuming that you have not already done so, update to your conveyancer and request that they seek the assistance the other side, try to get a realistic time scale from them that all parties will work to achieve
Can I use your services to recommend a Conveyancing solicitor in West Yorkshire even where I’m not purchasing or disposing of a house, for instance if I wish to buy an office in West Yorkshire with a loan from Coventry Building Society?
Our comparison service is mainly used to help choose domestic conveyancing solicitors in West Yorkshire but we have set out at the bottom of this page a few West Yorkshire commercial conveyancing firms. You should enquire with the company directly to establish if they can also act for Coventry Building Society
Do I have to visit the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in West Yorkshire so that I can attend their offices if necessary.
As opposed to 12 years ago, the vast majority banks no longer require their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still distinct benefits to instructing a locally based solicitor, in your situation a conveyancing solicitor in West Yorkshire.
Are all West Yorkshire Conveyancing Quality Solicitors on the Coventry BS conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
I am purchasing a property in West Yorkshire. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Barclays your lawyer must check the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Barclays where a lease does not meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not limited to West Yorkshire.
It is not clear whether my bank requires a lease extension. I have telephoned my West Yorkshire building society branch on various occasions and was reassured it wasn't an issue and they will lend. My West Yorkshire conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
Your conveyancing practitioner must follow the Council of Mortgage Lenders’ Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Various internet forums that I have visited warn that are the number one reason for obstruction in West Yorkshire conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in West Yorkshire.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. West Yorkshire is where the house is located. Can you offer any assistance?
Flying freeholds in West Yorkshire are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Yorkshire you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Yorkshire may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.