I am not in a position to travel far from Rawdon. I would like to know the logic why all Rawdon property lawyers aren't automatically on all lender panels?
Even though it may seem unfair for banks to limit who can represent them, from the public’s or conveyancer’s standpoint, the the contrary view is that lending institutions are becoming ever more anxious and regard it necessary to protect them against illegal activities. As a consequence of this concern banks have restricted their panel of approved conveyancing lawyers to a manageable size.
We wanted to use a property lawyer in Rawdon for our house purchase. Our financial adviser informed us that our mortgage lenders The Mortgage Works won't deal with them. Why is this not regarded as unfair competition?
A decade ago most banks had an appetite for risk which was higher than today. Almost all Rawdon conveyancing firms would have been on many mortgage company panels. The Financial Services Authority in 2010 carried out a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms concerning their operations and the individuals who work for them and establishing certain criteria such a completing on a minimum amount of conveyancing. Many Rawdon conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Rawdon is one of the many areas where the lawyers we recommend are members of the panel for The Mortgage Works.
I need some quick conveyancing in Rawdon as I have a deadline to sign on the dotted line within one month. Fortunately I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are are a cash buyer you have the choice not to have searches carried out although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Rawdon the following are examples of issues that can be revealed and adversely affect the marketability of the property: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Taking into account that I will soon spend 450k on a property in Rawdon I would like to talk to a solicitor about myhome move before giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Rawdon.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Rawdon should be the figure that you are charged.
In my capacity as executor for the estate of my grandfather I am selling a property in Monmouth but reside in Rawdon. My lawyer (who is 200 miles awayhas requested that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing solicitor in Rawdon to witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Rawdon based
Are there any distinct benefits to choosing a high street conveyancer in Rawdon
A significant proportion of house movers in Rawdon decide on using a local property lawyer so that they can visit just in case they have concerns, and to execute mortgage deeds rather taking the chance in depending on the Royal Mail.
There is a marginal advantage in using a solicitor nearby to the premises you are planning to purchase, due to the knowledge of the area and possible local issues - nevertheless this is debatable. Many conveyancers are now through email and could be almost anywhere.