What does my ID and proof of funds have anything to do with my conveyancing in Clayton? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with before they can accept their conveyancing business. The Terms of Engagement that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to provide identification documents, your conveyancer would not be able to accept instructions from you.
Have just purchased a repossessed house at auction in Clayton. Conveyancing is necessary. What are my next steps?
Now that you are legally committed yourself to purchase you must appoint a conveyancing lawyer soon as you will have a tight a fixed date to complete the conveyancing. All auction property will have a corresponding auction pack. This should include most,if not all of the paperwork that your lawyer will need. In the case of leasehold property the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You need to give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are organised to complete on the date specified in the contract.
Are all Clayton Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved firms?
It is true that some banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
Completion of my purchase has taken place for my property in Clayton. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
It has been four months following my purchase conveyancing in Clayton completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Hoping to buy a property located in Clayton and I am already nervous. I couldn't find anything specific about Clayton. Conveyancing will be needed in due course but do you know about the Clayton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Clayton. In the meantime here are some basic statistics that we found
I need to retain a conveyancing solicitor for residential conveyancing in Clayton. I have land on a site which seems to have the ideal offering If there is a chance to get all this stuff completed via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Should I stop my mortgage payments with Kent Reliance as soon as a completion date for my home sale in Clayton has been agreed?
No, you should maintain paying any mortgage payments to Kent Reliance until the mortgage is repaid out of the proceeds of sale as part of your Clayton conveyancing.