My wife and I have recently appointed a conveyancing solicitor in Stratford Upon Avon. I I am struggling to find out if they are accepted on the TSB approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should e-mail your conveyancer and enquire whether they can act for the lender. Otherwise you should call TSB who may be able to assist.
I happen to be the only recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Stratford Upon Avon. The Stratford Upon Avon property was put into my name in November. I plan to dispose of the property. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be treated the same way as if I'd bought the house in November. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Most lenders would take a sensible view as this requirement is chiefly there to identify subsales or the quick reselling of property.
We are getting the release of further monies on our home loan from Skipton as we want to carry out a loft conversion to our property in Stratford Upon Avon. Do we need to select a high street Stratford Upon Avon solicitor on the Skipton conveyancing panel to deal with the paperwork?
Skipton don't usually instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
About to purchase flat in Stratford Upon Avon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Stratford Upon Avon solicitor is on the Principality conveyancing panel.
I used Arc property Solicitors several years past for my conveyancing in Stratford Upon Avon. Now, I need the documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stratford Upon Avon of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Stratford Upon Avon benefiting from help to buy. The builders refused to reduce the price so I negotiated 6k of additionals instead. The sale representative told me not inform my conveyancer about this extras as it would affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been pointed in your direction by a number of property agents in Stratford Upon Avon to get a quote from a solicitor using your seach tool. Is there a financial incentive for Estate Agents to offer your site over and above another?
We refuse to make any financial incentive for sending work to this site. We thought it would be too underhand a fee because a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I have recently had an offer accepted on an apartment in Stratford Upon Avon and the estate agent that we are dealing with suggested his conveyancer. He quoted £900 including VAT and 3rd party costs. Does this sound like a good deal?
Don't just go on one estimate. One should obtain like-for-like quotes for your conveyancing in Stratford Upon Avon. Then select one that you are comfortable with and crucially, is on the approved list of the lender that you are sourcing your mortgage from.