I have just been advised by my IFA that my Warfield the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure if this is correct?
You need to contact your Warfield lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they may recommend you to a Warfield conveyancing practice that is on the conveyancing panel for your lender.
Due to complete my purchase in Warfield next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the bank expect the insurance to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not unique to conveyancing in Warfield.
Do the Building Society Association intend to launch a searchable register to list solicitors on the Coventry BS conveyancing panel for example in Warfield?
Lexsure has not been advised of any intention on the part of the BSA to develop such a tool.
Various internet forums that I have visited warn that are the main reason for obstruction in Warfield house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Warfield.
I used Stirling Law several years ago for my conveyancing in Warfield. Now, I need the documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Warfield of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How easy is it to use your search tool to find a conveyancing solicitor in Warfield on the authorised to act for my lender?
Step one is to select a bank such as National Westminster Bank, Chelsea Building Society or Barclays Direct then choose your preferred area for instance Warfield. Conveyancing firms in Warfield and nationally should be identified.