Can you vouch for a Halifax sanctioned Kingsbridge conveyancing firm who can have us moved in within two weeks? Am I best advised to go for a high street Kingsbridge conveyancer or a factory type conveyancer?
We would be happy to suggest some excellent Kingsbridge conveyancing firms. You can also walk up the high street in Kingsbridge. Visit two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your expectations together with your reasons and get a commitment on speed. Appoint the lawyer that you are most comfortable with.
My home in Kingsbridge is up for sale and I have accepted an offer. Will the conveyancer have to be required to be on the RBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
We were going to get a DIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Kingsbridge solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Kingsbridge solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
My fiancee and I are in the process of looking at flats in Kingsbridge and I am about to put in an offer. Should I already have a property lawyer appointed at this point? I intend to finance via a mortgage with Clydesdale.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are obtaining a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
I am currently in the process of buying my council flat in Kingsbridge. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Kingsbridge?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Kingsbridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Should I be concerned about 3rd parties that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a High Street Kingsbridge conveyancing company?
As is the case with lots of professional services, often referrals from family and friends can be most helpful. Nevertheless there are lots of players in a conveyancing deal; estate agents, mortgage brokers and banks might all recommend conveyancers to select. On occasion these lawyers might be known to one of the organisations as being good in their field, but occasionally there might be a financial incentive behind the recommendation. You are free to appoint your own lawyer. However, bear in mind that many mortgage providers specify a panel list of solicitors you must use for the mortgage related work in your home move.
What are your top tips when it comes to appointing a Kingsbridge conveyancing practice to deal with our lease extension?
If you are instructing a conveyancer for your lease extension (regardless if they are a Kingsbridge conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non Kingsbridge conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:
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If they are not ALEP accredited then what is the reason? What are the charges for lease extension conveyancing?
I purchased a 1 bedroom flat in Kingsbridge, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Kingsbridge with an extended lease are worth £176,000. The ground rent is £50 invoiced annually. The lease runs out on 21st October 2074
With 50 years left to run we estimate the premium for your lease extension to span between £31,400 and £36,200 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.