The formalities of my purchase has taken place for my property in Talsarnau. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I recently had an offer accepted on a house in Talsarnau. My financial adviser recommended their conveyancers. I paid an upfront payment of £175. A few days later, the property lawyer contacted me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My sealed bid on a semi in Talsarnau has been agreed to, but there is a chain. The owners have placed an offer on somewhere, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have instructed a nearby conveyancing solicitor in Talsarnau. What do I do now? When do I get the mortgage application with Kent Reliance going?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then valuation, Talsarnau conveyancing search fees, etc). First, you must ensure that your solicitor is on the Kent Reliance approved list. Regarding the next steps this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a rising market the majority of purchasers would apply for the mortgage with Kent Reliance and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to proceed with searches.
I need some expedited conveyancing in Talsarnau as I am faced with an ultimatum to complete in less than 2 weeks. Fortunately I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Talsarnau the following are instances of what can be revealed and adversely impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...
I used Stirling Law several years past for my conveyancing in Talsarnau. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Talsarnau of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a house in Talsarnau before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may refuse to issue a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Talsarnau. Conveyancing will be smoother if you use a solicitor in Talsarnau especially if they are accustomed to such properties in Talsarnau.
I am selling my property. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Talsarnau if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Talsarnau. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
In my capacity as executor for the will of my uncle I am disposing of a residence in Cardiff but live in Talsarnau. My lawyer (who is 250 miles awayrequires that I sign a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Talsarnau who can attest and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are based in Talsarnau