We were just about to sign contracts for a garden flat in Barnard Castle. We encountered a stumbling block. The mortgage offer with Norwich and Peterborough Building Society runs out on 19/1/2026 but the owners are suggesting a completion date of 21/1/2026. Can one prolong the mortgage offer?
The person best placed to address this issue is your solicitors who will hopefully assess whether they should be discussing with the bank, vendor’s lawyers, property agents or possibly all parties taking into account what has gone on in your transaction to date.
Completed the sale of my flat in Barnard Castle last April but our buyer keeps telephoning daily to say their conveyancer needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your house sale your solicitor is duty bound to send the transfer documentation and all of the paperwork to the purchaser's lawyers. If applicable, your lawyer should also confirm that the home loan has been discharged to the buyers lawyers. There is unlikely to be post completion steps specific conveyancing in Barnard Castle.
We are buying a property and the solicitor has mentioned Chancel Repair for which the house could be obligated to pay because it falls into the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Barnard Castle
Unless a previous purchase of the house took place post 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in Barnard Castle to remain recommending a chancel search and or chancel repair liability insurance.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Barnard Castle is the location of the property. Is there any guidance you can give?
Flying freeholds in Barnard Castle are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Barnard Castle you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barnard Castle may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been pointed in your direction by numerous property agents in Barnard Castle to get a quote from a solicitor on your site. Is there a financial inducement for Estate Agents to promote your services ahead of a competitor’s?
We don’t make any commission for directing people our way. We thought it would be too underhand to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Is planning consent required to change a single dwelling into two appartments in Barnard Castle? This has taken place to a house adjacent to my house in Barnard Castle and was ignorant of it happening until after the works were complete.
Planning consent is needed for splitting a single dwelling in Barnard Castle into apartments but probably not for reverting once again to single dwelling-house so, in answer to your question, yes.