We note that you have a post code search directory listing firms on the Co-operative conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Orpington?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Orpington.
I just bought a house at auction in Orpington. Conveyancing is needed. What happens now?
Given that you are now to all intents and purposes signed on the dotted line you should appoint a conveyancing solicitor quickly as you will have a tight a drop dead date to complete the purchase. An auction property should have an associated auction pack. This should include evidence of title and search results. If you have purchased leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You should give this to the solicitor working for you as soon as possible. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
Can you help - my lawyer advises that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Orpington?
The right level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and Chelsea Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
I happen to be the only beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Orpington. The Orpington property was put into my name in December. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be considered the same way as though I had purchased the house in December. Will no one buy the property for half a year?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. many lenders would take a pragmatic view as this provision primarily exists to identify the purchase and immediately sell or the quick reselling of property.
A colleague advised me that if I am buying in Orpington I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Orpington conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Orpington around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Orpington Education with plans and statistics, Local Amenities and other useful information concerning Orpington.
It has been 4 months since my purchase conveyancing in Orpington concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Orpington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Orpington
Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I am looking for a conveyancing practitioner in Orpington for my remortgage. Is there any facility to review a solicitor's record with the profession’s regulator?
Anyone can review presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.