We wanted to use a property lawyer in Orpington for our house purchase. Our financial adviser informed us that our mortgage company Accord Mortgages Ltd won't deal with them. Why is this not regarded as unduly restrictive?
A lender will direct that a panel conveyancer act for it. You would be liable to bear the charges for this. Please make use of our database to choose a solicitor to carry conveyancing in Orpington on the Accord Mortgages Ltd member panel.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Orpington?
There are two types of lawyers who can conduct conveyancing in Orpington namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that required to complete the sale or purchase of property. They are both required to conduct Orpington conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that all necessary steps should be accurately taken.
Can you point me to a directory of Kent Reliance panel conveyancers in Orpington on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings available over the internet. Where you are looking for a Orpington solicitor on the Kent Reliance please use our tool.
I had an offer accepted on an apartment in Orpington on 11/1/2024, valuation was booked five days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
A friend suggested that if I am purchasing in Orpington I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Orpington conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Orpington around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Orpington.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who conducted the conveyancing in Orpington 5 years ago are no longer around. What are my options?
Nowadays there are copies made of almost everything, and your solicitor should be aware exactly where to locate all the appropriate paperwork so you may purchase or dispose of your house without a hitch. If copies are not available, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on the property.
My cousin has encouraged me to appoint his lawyers for conveyancing in Orpington. Should I choose my own property lawyer?
No doubt it’s preferable to find a conveyancing lawyer is to have feedback from friends or family who have previously instructed the conveyancer that you are are thinking of instructing.
I am in need of some leasehold conveyancing in Orpington. Before diving in I would like to find out the remaining lease term.
If the lease is recorded at the land registry - and 99.9% are in Orpington - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have had difficulty in trying to purchase the freehold in Orpington. Can the Leasehold Valuation Tribunal adjudicate on premiums?
if there is a absentee landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to make a decision on the amount due.
An example of a Lease Extension case for a Orpington flat is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case was in relation to 1 flat. The remaining number of years on the lease was 50.57 years.