I am looking to buy a property and require a conveyancing solicitor in Orpington who is on the Virgin Money conveyancing. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Virgin Money in certain locations such as Orpington. We dont recommend any particular firm.
My solicitor has informed me that lack of planning permission insurance is required on my purchase. What is the level of cover for Orpington conveyancing?
The right level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
Can you point me to a directory of Skipton panel conveyancers in Orpington on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings open the public over the internet. Where you are looking for a Orpington solicitor on the Skipton please use our facility.
My husband and I have arranged a further advance on our mortgage from Clydesdale as we wish to conduct improvements to our house in Orpington. Are we obliged to select a bricks and mortar Orpington solicitor on the Clydesdale conveyancing panel to deal with the legals?
Clydesdale do not ordinarily appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
I need some fast conveyancing in Orpington as I am faced with an ultimatum to exchange contracts within one month. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a mortgage you are at liberty not to do searches although no conveyancer would suggest that you don't. Drawing on years of experience of conveyancing in Orpington the following are examples of issues that can crop up and adversely impact future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Road Schemes,...
I used Action Conveyancing several years past for my conveyancing in Orpington. Now, I need the documents however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Orpington of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Despite our best endeavours, we have been unsuccessful in trying to reach an agreement for a lease extension in Orpington. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We can put you in touch with a Orpington conveyancing firm who can help.
An example of a Lease Extension decision for a Orpington flat is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case was in relation to 1 flat. The remaining number of years on the lease was 50.57 years.
What makes a Orpington lease unmortgageable?
There is nothing unique about leasehold conveyancing in Orpington. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain provisions are wrong. The following missing provisions could result in a defective lease:
-
A provision for the recovery of money spent for the benefit of another party.
You could encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Leeds Building Society, and Britannia all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to withdraw.
Can you please clarify what my options are if my Orpington conveyancing searches reveals detrimental results?
Ordinarily, the majority of issues arising from Orpington conveyancing search responses can be dealt with in advance of completion or title insurance could possibly be obtained. You need to note that regardless of the fact that you are buying the property and might be content to accept the search results, your building society or bank may not, and ultimately the decision rests with them.