Can your site be used to find a Conveyancing solicitor in Orpington even if I’m not purchasing or selling a house, for instance if I wish to buy an office in Orpington with a loan from Chelsea Building Society?
The service is predominantly there to get a quote from domestic conveyancing solicitors in Orpington but we have set out at the bottom of this page a few Orpington commercial conveyancing firms. You should make contact with the company directly to establish if they are also authorised to represent Chelsea Building Society
My stepmother advised me that in purchasing a property in Orpington there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of anumerous of properties in Orpington which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Orpington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Last month we had a mortgage agreed in principle with UBS. Orpington conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS done the survey? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I'm spending time looking at houses in Orpington and I am about to put in an offer. Is it wise to have a property lawyer on ‘stand by’? I will be getting a home loan with Yorkshire BS.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Yorkshire BS, ask your prospective lawyers if they are on the Yorkshire BS conveyancing panel otherwise they can't do the mortgage legal work.
I'm buying a new build house in Orpington with the aid of help to buy. The developers refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about the deal as it will put at risk my loan with Santander. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Orpington before instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some banks tend not give a loan on such a home.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Orpington. Conveyancing will be smoother if you use a solicitor in Orpington especially if they are familiar with such properties in Orpington.
My husband and I are four weeks into a freehold purchase having been recommend to a firm by the local agent to handle our conveyancing in Orpington. I am am extremely dissatisfied with the quality of service. Could you help me find new lawyers?
A solicitor would need to be really poor to suggest replacing them. Has your loan offer been issued? In the event that it has you must inform them of the replacement lawyer and ensure the mortgage documents are re-issued. The solicitor ideally needs to be on the mortgage company approved list to avoid supplemental charges and complications. That should be your first question of the new lawyers. The find a solicitor tool will assist you in finding a bank approved lawyer for your conveyancing in Orpington
I am on look out for some leasehold conveyancing in Orpington. Before diving in I require certainty as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and almost all are in Orpington - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Following years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Orpington. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the LVT to judgment on the amount due.
An example of a Lease Extension case for a Orpington flat is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The unexpired term was 50.57 years.